This home is in Crosswinds At Nocatee, Ponte Vedra.

1 / 42

Active

Active·Listed today·Crosswinds At Nocatee

107 Aspendale Road

Ponte Vedra, FL 32081

$677,000$283/sqftEst. $3,441/moMLS# 2155216

Beds

Baths

2,394

Sq Ft

2025

Built

Garage

Pool

About this home

Crosswinds At Nocatee

Welcome home!! This residence is waiting for your arrival! Build in 2025 with abundant upgrades in mind and prime location, where modern living meets timeless style in the heart of Nocatee! Conveniently located near Pine Island Academy, Settler's Pond, and Crosswater Park & Pool, this home features an open, bright layout perfect for entertaining and everyday living. The spacious Cheffs Gourmet kitchen offers a large island overlooking the great room and dining area, with added windows and added tray ceilings, bringing in abundant natural light. Enjoy 4 bedrooms, 3 full baths, and a flexible loft, plus a mud room, walk-in pantry, downstairs owner suite and lots of garage storage. Thoughtfully elevated kitchen with bottom to ceiling cabinets, oak flooring and soft natural colors throw-out the house. Close to all the amenities minutes away by bike, scooter, golfcart, car. Walkable to K-8 school A school in St. Johns county. Living the Nocatee Lifestyle just got Sweeter!

Cost to own

Mortgage calculator

Home Price

$677,000

Down Payment: 20%

$135,400

Interest Rate: 6.55%

Loan Term

Monthly Payment

$3,441

Principal & Interest: $3,441

Property taxes (est.): $901

Insurance (est.): $451

Estimated Total Monthly

$4,793

*30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$3,441

Property taxesest. at asking price, St. Johns County$901

HOAbilled annually$79

Estimated total, before insurance$4,421/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,808/yr

Estimated taxes if purchased at asking price: ~$10,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 23, 2026Active$677,000
Jul 11, 2026Listed$677,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$677,000

Price / Sq Ft$283

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,394

Acres0.11 acres

Year Built2025

TypeResidential

Sub-TypeSingle Family Residence

StyleContemporary

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryPine Island Academy

MiddlePine Island Academy

HighAllen D. Nease

Community Information

Address107 Aspendale Road, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionCrosswinds At Nocatee

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Lot Size4,791.6 sq ft

Parcel Number0721120480

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Fitness Center, Jogging Path, Maintenance Grounds, Management - Developer, Management - Off Site, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Available, Sewer Connected, Water Available, Water Connected

SewerPublic Sewer

Water SourcePublic

Green / EnergyAppliances, HVAC, Insulation, Roof, Thermostat, Water Heater

ParkingAdditional Parking, Garage, Garage Door Opener

ViewOther

Interior

Interior FeaturesBreakfast Nook, Eat-in Kitchen, Entrance Foyer, Guest Suite, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Smart Thermostat, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Dryer, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Washer, ENERGY STAR Qualified Water Heater, Gas Cooktop, Gas Range, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile, Wood

# of Stories2

LevelsMulti/Split, One, Two

LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup

Window FeaturesSkylight(s)