This home is in St. Johns — a gated community home in St. Johns County.
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Sold·Closed Dec 9, 2025·425 days on market·Recent sales in Fruit Cove
86 Oakmoss Drive
St. Johns, FL 32259
About this home
St. Johns
THIS HOME IS READY NOW! Step into modern-organic luxury in The Shores at RiverTown, one of the area's most coveted waterfront communities. This stunning home features a dramatic two-story foyer with a grand oak staircase and designer coastal light fixtures that create an inviting, airy welcome. Earthy tones and upgraded tile flooring flow throughout the main level, blending indoor comfort with natural beauty. The kitchen is a showpiece with stacked cabinetry, stainless steel appliances, and an oversized island—perfect for entertaining. A main-floor guest suite and cozy workspace add flexibility and function. From the backyard and private primary suite, enjoy rare, peaceful views of the St. Johns River. Upstairs, a spacious loft offers endless possibilities—media room, yoga studio, or creative retreat. Just minutes from the RiverClub amenity center, this home is a perfect balance of nature, elegance, and elevated coastal living.
Next steps in Fruit Cove
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2024)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve beach lot (south)about 18 mi · 94 parking spaces
Closest park or preserve
Alpine Groves Parkabout 4 mi · 1 mi of trails
Closest public boat ramp
Old Shand's Bridge Public Boat Ramp (shallow water)about 2 mi · St. Johns River
Closest kayak & paddleboard launch
Vera Francis Hall City Park Canoe Landingabout 4 mi · Governor's Creek
Closest youth league fields
Rivertown II Athletic Complexabout 3 mi · Soccer, Baseball, Basketball, Football, Pickleball, Softball
Closest grocery store
Publixabout 3 mi · 205 Rivertown Shops Dr, Saint Johns
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $272/sq ft; this home is listed at $250/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 19 Noble Oak Drive, St. Johns, FL 32259Listed by JACKSONVILLE TBI REALTY, LLC | Sep 2026 | $748,392 | $268 | 4/3 | 2,792 | 10 | 0.1 |
| 47 Noble Oak Drive, St. Johns, FL 32259Listed by JACKSONVILLE TBI REALTY, LLC | Sep 2026 | $794,000 | $342 | 3/2.5 | 2,324 | 181 | 0.1 |
| 64 Noble Oak Drive, St. Johns, FL 32259Listed by JACKSONVILLE TBI REALTY, LLC | Oct 2026 | $832,097 | $269 | 5/4 | 3,090 | 0 | 0.2 |
| 94 Slip Cove, St. Johns, FL 32259Listed by JACKSONVILLE TBI REALTY, LLC | Oct 2026 | $679,000 | $292 | 4/3 | 2,324 | 37 | 0.2 |
| 253 Oakmoss Drive, St. Johns, FL 32259Listed by JACKSONVILLE TBI REALTY, LLC | Aug 2026 | $598,538 | $272 | 3/2.5 | 2,200 | 0 | 0.2 |
| 704 Kendall Crossing Drive, St. Johns, FL 32259Listed by EAGLES WORLD REALTY, INC | Aug 2026 | $525,000 | $227 | 3/2.5 | 2,316 | 16 | 0.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: JACKSONVILLE TBI REALTY, LLC
Sold by: EXP REALTY LLC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Dec 9, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
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