This home is in Rivertown Shores, St. Johns.

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Active

Active·118 days on market·Rivertown Shores

47 Noble Oak Drive

St. Johns, FL 32259

$799,000$344/sqftEst. $4,061/moMLS# 2127069

Beds

Baths

2,324

Sq Ft

2023

Built

Garage

Yes

Pool

About this home

Rivertown Shores

MODEL HOME FOR SALE | TOLL BROTHERS | READY NOW! Experience luxury living at its finest in this professionally decorated Toll Brothers model home, featuring the builder's top‑selling Osprey floor plan. Designed to impress, this home blends elevated style with everyday comfort. A bright, open‑concept layout welcomes you inside, while the show‑stopping gourmet kitchen shines with premium appliances, stacked cabinetry, designer finishes, and an oversized island perfect for entertaining. Spacious living and dining areas flow seamlessly for effortless gatherings and relaxed daily living. The private primary suite offers a serene retreat, complemented by beautifully appointed secondary bedrooms. Loaded with high‑end upgrades and designer furnishings, this move‑in‑ready model is a rare opportunity to own a true showcase home—available NOW!

Cost to own

Mortgage calculator

Home Price

$799,000

Down Payment: 20%

$159,800

Interest Rate: 6.55%

Loan Term

Monthly Payment

$4,061

Principal & Interest: $4,061

Est. Taxes & Insurance: $1,015

Estimated Total Monthly

$5,077

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$4,061

Property taxesest. at asking price, St. Johns County$1,063

HOAbilled monthly$136

Estimated total, before insurance$5,260/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$607,134	$457,059	—
2024	$415,508	$415,508	—
2023	$100,000	$100,000	—

Estimated taxes if purchased at asking price: ~$12,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 16, 2026Price change$799,000−$15,000
Jul 14, 2026Price change$814,000−$20,000
Jul 10, 2026Price change$834,000−$5,000
Jul 7, 2026Price change$839,000−$10,000
Mar 23, 2026Listed$849,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$799,000

Price / Sq Ft$344

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,324

Acres0.15 acres

Year Built2023

TypeResidential

Sub-TypeSingle Family Residence

StyleCraftsman

StatusActive

# of Garages2

Has PoolYes

Pool FeaturesIn Ground

Is WaterfrontNo

Gated CommunityYes

New ConstructionYes

School Information

ElementaryHallowes Cove Academy

MiddleHallowes Cove Academy

HighBartram Trail

Community Information

Address47 Noble Oak Drive, St. Johns, FL 32259

Area302-Orangedale Area

SubdivisionRivertown Shores

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size6,534 sq ft

Parcel Number0007271140

Amenities

AmenitiesPool, Basketball Court, Boat Slip, Children's Pool, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Management - Full Time, Park, Pickleball, Playground, Security, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewProtected Preserve

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Freezer, Gas Cooktop, Gas Water Heater, Ice Maker, Instant Hot Water, Microwave, Refrigerator, Tankless Water Heater, Washer

HeatingCentral, Electric, Zoned

CoolingCentral Air, Split System, Zoned

FlooringCarpet, Wood

# of Stories2

LevelsTwo

LaundryUpper Level

SecurityCarbon Monoxide Detector(s), Fire Alarm, Security Gate