Skip to main content

This home is in Rivertown, St. Johns.

Photo 1 / 60
Active

Active·Listed today·Rivertown

704 Kendall Crossing Drive

St. Johns, FL 32259

$520,000$225/sqftEst. $2,768/moMLS# 2155549
3
Beds
2
Baths
2,316
Sq Ft
2019
Built
2
Garage
No
Pool

About this home

Rivertown

If you've been waiting for the perfect blend of luxury, privacy, and resort style living, your search ends here. Nestled in one of RiverTown's most established and sought after neighborhoods, this beautifully upgraded home offers just over 2,300 square feet with 3 beds, 2.5 baths, and a thoughtfully designed layout. The first floor features a dedicated office with French doors, a convenient guest half bath, and an open concept living space centered around a gourmet kitchen with an oversized island, beautiful subway tile backsplash, elegant pendant lighting, a large stainless steel farmhouse sink overlooking the preserve, abundant cabinetry, and generous counter space. There is also a large space under the stairs for additional storage! Upstairs, you'll find all three beds, two full baths, a spacious loft with large windows that fills the space with natural light. You'll also find a laundry room equipped with a washer and dryer, and cabinetry, and a linen closet for extra storage.

Cost to own

Mortgage calculator

$520,000
$104,000
Loan Term
Monthly Payment
$2,627
Principal & Interest: $2,627
Est. Taxes & Insurance: $657
Estimated Total Monthly
$3,283
*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,768
Property taxesest. at asking price, St. Johns County$692
HOAbilled annually$4
Estimated total, before insurance$3,464/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,703 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jul 15, 2026Listed$520,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$520,000
Price / Sq Ft$225
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,316
Year Built2019
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryHallowes Cove Academy
MiddleHallowes Cove Academy

Community Information

Address704 Kendall Crossing Drive, St. Johns, FL 32259
Area302-Orangedale Area
SubdivisionRivertown
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Parcel Number0007090640

Amenities

AmenitiesBasketball Court, Clubhouse, Dog Park, Fitness Center, Park, Pickleball, Playground, Tennis Court(s)
UtilitiesElectricity Connected, Natural Gas Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesKitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Oven, Gas Range, Microwave, Tankless Water Heater, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2

Exterior

Lot DescriptionWooded
Patio / PorchFront Porch, Patio, Screened
FencingFull
RoofShingle

Additional Information

Date ListedJuly 15, 2026
Days on Market1
HOA Fees$53 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Rivertown

Rivertown is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Rivertown homes for sale →

Listing Courtesy of: EAGLES WORLD REALTY, INC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Open Houses

7/18/2026

11:00 am - 3:00 pm

7/19/2026

1:00 pm - 3:00 pm

Contact Krista Fracke