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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Active

$3,999,9005 bd · 4.5 ba · 5,570 sq ft

Active·Listed today

12926 Riverplace Court

Jacksonville, FL 32223

$3,999,900$718/sqftEst. $21,677/mo mortgageMLS# 2173737
5
Beds
4.5
Baths
5,570
Sq Ft
1990
Built
3
Garage
No
Pool
House in Zone XNo HOA1.08 acresWaterfrontSingle Family Residence2 stories

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

This is an extraordinary riverfront estate where timeless elegance, exceptional craftsmanship, and breathtaking views come together! This spectacular, fully reimagined residence feels as though it belongs in the pages of a Restoration Hardware catalog. Meticulously renovated from top to bottom, inside and out, with virtually every surface, system, and finish replaced or upgraded to the highest standard, this is truly luxury waterfront living at its finest! Situated on over an acre along the St. Johns River, this magnificent estate offers a rare combination of sophisticated design, incredible entertaining spaces, and the flexibility for multigenerational living. With an elevator and TWO luxurious primary suites, one on each level, the home is perfectly suited for extended family or those simply wanting an abundance of space and privacy. Both suites feature stunning spa-inspired baths and expansive, beautifully organized custom closets. The downstairs primary suite opens to a private

The home, continued

12926 Riverplace Court, Jacksonville, FL 32223, photo
12926 Riverplace Court, Jacksonville, FL 32223, photo
12926 Riverplace Court, Jacksonville, FL 32223, photo
12926 Riverplace Court, Jacksonville, FL 32223, photo
12926 Riverplace Court, Jacksonville, FL 32223, photo

The facts

Arrival

Style
Traditional
Built
1990
Lot
1.08 acres · 115' waterfront
Setting
Dead End Street, Sprinklers In Front, Sprinklers In Rear, Wooded
Construction
Brick · Shingle roof
Garage
3 spaces · Additional Parking, Attached, Garage, Garage Door Opener
Security
Closed Circuit Camera(s), Security System Owned, Smoke Detector(s)

The home, continued

12926 Riverplace Court, Jacksonville, FL 32223, photo
12926 Riverplace Court, Jacksonville, FL 32223, photo
12926 Riverplace Court, Jacksonville, FL 32223, photo
12926 Riverplace Court, Jacksonville, FL 32223, photo
12926 Riverplace Court, Jacksonville, FL 32223, photo

The facts

Living and kitchen

Living area
5,570 sq ft
Levels
Two
Flooring
Tile, Wood
Fireplaces
1 · Gas
Kitchen
Convection Oven, Dishwasher, Disposal, Double Oven, Dryer, Electric Oven, Gas Range, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned, Wine Cooler
Interior
Breakfast Bar, Breakfast Nook, Built-in Features, Butler Pantry, Ceiling Fan(s), Elevator, Entrance Foyer, Guest Suite, In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Home, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

The home, continued

12926 Riverplace Court, Jacksonville, FL 32223, photo
12926 Riverplace Court, Jacksonville, FL 32223, photo
12926 Riverplace Court, Jacksonville, FL 32223, photo
12926 Riverplace Court, Jacksonville, FL 32223, photo
12926 Riverplace Court, Jacksonville, FL 32223, photo

The facts

The suites

Bedrooms
5
Baths
4 full · 1 half

The home, continued

12926 Riverplace Court, Jacksonville, FL 32223, photo
12926 Riverplace Court, Jacksonville, FL 32223, photo
12926 Riverplace Court, Jacksonville, FL 32223, photo
12926 Riverplace Court, Jacksonville, FL 32223, photo
12926 Riverplace Court, Jacksonville, FL 32223, photo

The facts

Outside

Water
Navigable Water, No Fixed Bridges, River Front, Seawall
View
River, Water
Porches
Covered, Patio, Rear Porch, Screened
Exterior
Balcony, Boat Lift, Courtyard, Dock
Other structures
Boat House, Gazebo

The home, continued

12926 Riverplace Court, Jacksonville, FL 32223, photo
12926 Riverplace Court, Jacksonville, FL 32223, photo
12926 Riverplace Court, Jacksonville, FL 32223, photo
12926 Riverplace Court, Jacksonville, FL 32223, photo
12926 Riverplace Court, Jacksonville, FL 32223, photo

The facts

The rest of the house

Heating
Central, Heat Pump
Cooling
Central Air, Multi Units
Laundry
Sink, Upper Level
Water and sewer
Public · Septic Tank

Photos, captions and facts from the listing in the realMLS feed.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.18% · 30yr$21,677
Property taxesest. at asking price, Duval County$6,548
Estimated total, before insurance$28,225/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$31,440/yr · $2,620/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$3,999,900
$799,980
Loan Term
Monthly Payment
$21,677
Principal & Interest: $21,677
Property taxes (est.): $6,548
Insurance (est.): $2,667
Estimated Total Monthly
$30,891
*30-year loan at 7.18% APR (avg 30-yr rate 2026-11-05, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

The house sits in FEMA Zone X (minimal flood hazard)

Zone AE covers 4% of this 1.1-acre lot, away from the house; the rest is Zone X (shaded, 0.2% chance) 9% and Zone X (minimal) 87%. The house's position comes from its roof outline in Google's aerial imagery, read against FEMA's map. The lender's flood determination, a survey or an elevation certificate makes it official.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1990)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,667 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of November 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2026$1,680,795$1,629,384▼ $346,888
2025$1,994,982$1,739,599—
2024$1,937,206$1,689,865▲ $119,652
2023$1,804,050$1,504,572—
2022$1,415,679$1,374,003—
2021$1,249,094$1,249,094—
2020$1,222,908$1,199,715▼ $3,734

2025 property taxes (current owner): $31,440/yr

Estimated taxes if purchased at asking price: ~$78,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Nov 13, 2026Listed$3,999,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $308/sq ft; this home is listed at $718/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
13050 Mandarin Road, Jacksonville, FL 32223Listed by ABOVE BAR REALTY LLCJan 2026$1,260,000$3084/4.54,091120.3
12775 Mandarin Road, Jacksonville, FL 32223Listed by SMILEEHOUSE AUCTION CO LLCAug 2025$550,000$1295/3.54,264530.3
11685 Woodside Lane, Jacksonville, FL 32223Listed by PONTE VEDRA CLUB REALTY, INC.Aug 2026$1,550,000$3945/43,935511
11550 Mandarin Cove Lane, Jacksonville, FL 32223Listed by REDFIN CORPORATIONJul 2025$1,300,000$2576/4.55,049291.4
1619 Mandarin Manor Road, Jacksonville, FL 32223Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYDec 2025$1,766,215$3855/4.54,587371.6
2660 Fairway Farms Court, Jacksonville, FL 32223Listed by ROUND TABLE REALTYJul 2026$1,160,000$2685/4.54,329351.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$3,999,900
Price / Sq Ft$718
Bedrooms5
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage5,570
Acres1.08 acres
Year Built1990
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontYes

School Information

This listingNo schools reported in the MLS
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address12926 Riverplace Court, Jacksonville, FL 32223
Area014-Mandarin
Subdivision**verifying Subd**
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Lot Size47,044.8 sq ft
Lot Dimensions115' waterfront
Parcel Number1059480100

Amenities

Community FeaturesSuburban
UtilitiesElectricity Connected, Water Connected, Propane
SewerSeptic Tank
Water SourcePublic
Green / EnergyHVAC, Lighting, Thermostat, Water Heater, Windows
ParkingAdditional Parking, Attached, Garage, Garage Door Opener
ViewRiver, Water

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Butler Pantry, Ceiling Fan(s), Elevator, Entrance Foyer, Guest Suite, In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Home, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Dryer, Electric Oven, Gas Range, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned, Wine Cooler
HeatingCentral, Heat Pump
CoolingCentral Air, Multi Units
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundrySink, Upper Level
Window FeaturesSkylight(s)
SecurityClosed Circuit Camera(s), Security System Owned, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony, Boat Lift, Courtyard, Dock
Lot DescriptionDead End Street, Sprinklers In Front, Sprinklers In Rear, Wooded
Patio / PorchCovered, Patio, Rear Porch, Screened
RoofShingle
ConstructionBrick
Other StructuresBoat House, Gazebo
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedNovember 13, 2026
Days on Market0
Tax Amount$31,439.73
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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