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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

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Active

$3,595,0005 bd · 4.5 ba · 6,309 sq ft

Active·196 days on market

3010 Starratt Road

Jacksonville, FL 32226

$3,595,000$570/sqftEst. $19,600/mo mortgageMLS# 2141917
↓ $155,000 below original list
5
Beds
4.5
Baths
6,309
Sq Ft
2003
Built
5
Garage
Yes
Pool
FEMA Zone XNo HOA12.75 acresSingle Family Residence2 stories

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

PRICE REPOSITIONING for 12.68 ACRE NORTH JACKSONVILLE ESTATE & DEVELOPMENT OPPORTUNITY. Located in North Jacksonville's growing development corridor. Think beyond the house. Think land, lifestyle, investment and possibility. 3010 Starratt Road offers 12.68± acres, a 6,000+ SF residence with 5 bedrooms, 4.5 baths, two offices, two laundry areas, generous living spaces and multigenerational flexibility. Also featured: pool, four garages including RV accommodations, and a detached 500± SF 1BR/1BA studio. The opportunity extends beyond the residence. Approximately four acres have been identified as immediately buildable, offering potential for subdivision, additional residential development or a private family compound. RR-Acre zoning and substantial acreage create possibilities for buyers, investors and developers. Luxury estate. Land. Investment. Future potential—all in one remarkable property. Development and future uses subject to buyer due diligence and governmental approvals.

The home, continued

3010 Starratt Road, Jacksonville, FL 32226, photo
3010 Starratt Road, Jacksonville, FL 32226, photo
3010 Starratt Road, Jacksonville, FL 32226, photo
3010 Starratt Road, Jacksonville, FL 32226, photo
3010 Starratt Road, Jacksonville, FL 32226, photo

The facts

Arrival

Style
Traditional
Built
2003
Lot
12.75 acres
Setting
Dead End Street, Many Trees, Other
Construction
Composition Siding, Stone · Shingle roof
Garage
5 spaces · Attached, Circular Driveway, Detached, Electric Vehicle Charging Station(s), Garage, Garage Door Opener, RV Access/Parking, Other

The home, continued

3010 Starratt Road, Jacksonville, FL 32226, photo
3010 Starratt Road, Jacksonville, FL 32226, photo
3010 Starratt Road, Jacksonville, FL 32226, photo
3010 Starratt Road, Jacksonville, FL 32226, photo
3010 Starratt Road, Jacksonville, FL 32226, photo

The facts

Living and kitchen

Living area
6,309 sq ft
Levels
Two
Flooring
Tile, Wood
Fireplaces
1 · Electric
Kitchen
Convection Oven, Dishwasher, Double Oven, Dryer, Electric Oven, Electric Range, Freezer, Gas Cooktop, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer, Wine Cooler
Interior
Breakfast Bar, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Guest Suite, His and Hers Closets, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Home, Walk-In Closet(s), Wine Cellar

The home, continued

3010 Starratt Road, Jacksonville, FL 32226, photo
3010 Starratt Road, Jacksonville, FL 32226, photo
3010 Starratt Road, Jacksonville, FL 32226, photo
3010 Starratt Road, Jacksonville, FL 32226, photo
3010 Starratt Road, Jacksonville, FL 32226, photo

The facts

The suites

Bedrooms
5
Baths
4 full · 1 half

The home, continued

3010 Starratt Road, Jacksonville, FL 32226, photo
3010 Starratt Road, Jacksonville, FL 32226, photo
3010 Starratt Road, Jacksonville, FL 32226, photo
3010 Starratt Road, Jacksonville, FL 32226, photo
3010 Starratt Road, Jacksonville, FL 32226, photo

The facts

Outside

Pool
In Ground, Screen Enclosure, Waterfall
View
Trees/Woods
Porches
Front Porch, Porch
Exterior
Other
Other structures
Guest House

The home, continued

3010 Starratt Road, Jacksonville, FL 32226, photo
3010 Starratt Road, Jacksonville, FL 32226, photo
3010 Starratt Road, Jacksonville, FL 32226, photo
3010 Starratt Road, Jacksonville, FL 32226, photo
3010 Starratt Road, Jacksonville, FL 32226, photo

The facts

The rest of the house

Heating
Central
Cooling
Central Air, Multi Units
Laundry
Lower Level, Sink
Water and sewer
Public · Septic Tank

Photos, captions and facts from the listing in the realMLS feed.

Next steps in Jacksonville

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$19,600
Property taxesest. at asking price, Duval County$5,870
Estimated total, before insurance$25,470/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$18,137/yr · $1,511/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$3,595,000
$719,000
Loan Term
Monthly Payment
$19,600
Principal & Interest: $19,600
Property taxes (est.): $5,870
Insurance (est.): $2,397
Estimated Total Monthly
$27,867
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Mostly Zone X: 65% of this 13-acre lot is outside FEMA's high-risk flood zones

The other 35% is Zone AO (35%). Lenders decide flood insurance by where the house itself stands; the lender's flood determination, a survey or an elevation certificate settles that.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Public water (record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,687 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$256,930$220,700—
2025$1,384,160$989,804—
2024$231,818$200,636—
2024$1,345,976$961,202▼ $5,417
2023$230,392$182,396—
2023$1,052,728$931,750—
2022$179,655$165,815—
2022$1,219,515$903,156▲ $96,041
2021$150,741$150,741—
2021$988,752$875,395▲ $43,620
2020$145,202$141,899—
2020$819,373$698,539—

2025 property taxes (current owner): $18,137/yr

Estimated taxes if purchased at asking price: ~$70,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 26, 2026Price change$3,595,000−$105,000
  • Sep 9, 2026Price change$3,700,000−$50,000
  • Apr 24, 2026Listed$3,750,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $649/sq ft; this home is listed at $570/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3013 Sunset Landing Drive, Jacksonville, FL 32226Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$5,100,000$6497/77,855431

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$3,595,000
Price / Sq Ft$570
Bedrooms5
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage6,309
Acres12.75 acres
Year Built2003
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages5
Has PoolYes
Pool FeaturesIn Ground, Screen Enclosure, Waterfall
Is WaterfrontNo

School Information

ElementaryOceanway
MiddleOceanway
HighFirst Coast

Community Information

Address3010 Starratt Road, Jacksonville, FL 32226
Area096-Ft George/Blount Island/Cedar Point
SubdivisionOceanway
CityJacksonville
CountyDuval
StateFL
Zip Code32226
Lot Size555,390 sq ft
Parcel Number1061800000

Amenities

UtilitiesCable Available
SewerSeptic Tank
Water SourcePublic
ParkingAttached, Circular Driveway, Detached, Electric Vehicle Charging Station(s), Garage, Garage Door Opener, RV Access/Parking, Other
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Guest Suite, His and Hers Closets, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Home, Walk-In Closet(s), Wine Cellar
AppliancesConvection Oven, Dishwasher, Double Oven, Dryer, Electric Oven, Electric Range, Freezer, Gas Cooktop, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer, Wine Cooler
HeatingCentral
CoolingCentral Air, Multi Units
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories2
LevelsTwo
LaundryLower Level, Sink

Exterior

Exterior FeaturesOther
Lot DescriptionDead End Street, Many Trees, Other
Patio / PorchFront Porch, Porch
RoofShingle
ConstructionComposition Siding, Stone
Other StructuresGuest House
Road SurfaceAsphalt, Gravel
Road FrontageCity Street, Private Road

Additional Information

Date ListedApril 25, 2026
Days on Market196
Tax Amount$18,137.46
Tax Year2025
Listing TermsCash, Conventional, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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