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This home is in Jacksonville — a pool home in Jacksonville.

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Active

Active·103 days on market

3010 Starratt Road

Jacksonville, FL 32226

$3,750,000$594/sqftEst. $19,120/moMLS# 2141917

Beds

Baths

6,309

Sq Ft

2003

Built

Garage

Yes

Pool

About this home

Jacksonville

Stunning residence w/ 6,000+ square feet of luxury living space on a secluded 12.68 acre lot. Home includes gourmet kitchen with new appliances, a gas cooktop, three sinks & two spacious islands. The first floor is finished with elegant no-grout 2' x 2' ceramic tile; 2nd floor features beautiful hardwood flooring. Five BR, 4.5 BA, two offices, two laundry rooms & two 10' x 17' walk-in closets; this home provides an abundance of comfort, functionality & space. The expansive screened-in pool area is surrounded by lush landscaping & $100,000 worth of picturesque palm trees. The property includes four garages, two attached & two detached, each with electricity & plumbing and one with insulation. A highlight of the estate is the 500 sq. ft. stand-alone studio featuring one BR, one BA, and a private deck. Zoned RR, the property offers endless possibilities: subdividing, a family estate, an event venue; minutes from shopping, dining, and medical. Showing Tours - Monday, 5/25, 2 pm to 4 pm.

Cost to own

Mortgage calculator

Home Price

$3,750,000

Down Payment: 20%

$750,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$19,120

Principal & Interest: $19,120

Property taxes (est.): $6,123

Insurance (est.): $2,500

Estimated Total Monthly

$27,743

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$19,120

Property taxesest. at asking price, Duval County$6,123

Estimated total, before insurance$25,243/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$18,137/yr · $1,511/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$256,930	$220,700	—
2025	$1,384,160	$989,804	—
2024	$231,818	$200,636	—
2024	$1,345,976	$961,202	▼ $5,417
2023	$230,392	$182,396	—
2023	$1,052,728	$931,750	—
2022	$179,655	$165,815	—
2022	$1,219,515	$903,156	▲ $96,041
2021	$150,741	$150,741	—
2021	$988,752	$875,395	▲ $43,620
2020	$145,202	$141,899	—
2020	$819,373	$698,539	—

2025 property taxes (current owner): $18,137/yr

Estimated taxes if purchased at asking price: ~$73,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AO — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Public water (record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,687 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Apr 24, 2026Listed$3,750,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$3,750,000

Price / Sq Ft$594

Bedrooms5

Bathrooms4.50

Full Baths4

Half Baths1

Square Footage6,309

Acres12.75 acres

Year Built2003

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages5

Has PoolYes

Pool FeaturesIn Ground, Screen Enclosure, Waterfall

Is WaterfrontNo

School Information

ElementaryOceanway

MiddleOceanway

HighFirst Coast

Community Information

Address3010 Starratt Road, Jacksonville, FL 32226

Area096-Ft George/Blount Island/Cedar Point

SubdivisionOceanway

CityJacksonville

CountyDuval

StateFL

Zip Code32226

Lot Size555,390 sq ft

Parcel Number1061800000

Amenities

UtilitiesCable Available

SewerSeptic Tank

Water SourcePublic

ParkingAttached, Circular Driveway, Detached, Electric Vehicle Charging Station(s), Garage, Garage Door Opener, RV Access/Parking, Other

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Guest Suite, His and Hers Closets, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Home, Walk-In Closet(s), Wine Cellar

AppliancesConvection Oven, Dishwasher, Double Oven, Dryer, Electric Oven, Electric Range, Freezer, Gas Cooktop, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer, Wine Cooler

HeatingCentral

CoolingCentral Air, Multi Units

FlooringTile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesElectric

# of Stories2

LevelsTwo

LaundryLower Level, Sink