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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Sail Cove Town Center, Jacksonville.

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$164,9001 bd · 1 ba · 775 sq ft

Active·5 days on market·Sail Cove Town Center

10000 Gate Parkway N 421

Jacksonville, FL 32246

$164,900$213/sqftEst. $894/mo mortgageMLS# 2173088
1
Beds
1
Baths
775
Sq Ft
1996
Built
—
Garage
No
Pool

9 more homes for sale in Sail Cove Town Center →Search Sail Cove Town Center on the map

FEMA Zone XHOA $322/moCondominium1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Sail Cove Town Center

Experience convenient living in this cozy 1BR/1BA second-floor condo located in the desirable gated community of Sail Cove. Featuring a warm fireplace, a private screened balcony, and an in-unit washer and dryer. Residents also enjoy access to community amenities, including a sparkling pool, fitness center, tennis courts, playground, and car detailing center. Best of all, it is centrally located near UNF, FSCJ, the Mayo Clinic, Mayport, St. Johns Town Center, and the beaches. Come & see today!

Next steps in Sail Cove Town Center

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.18% · 30yr$894
Property taxesest. at asking price, Duval County$270
HOAbilled monthly$322
Estimated total, before insurance$1,485/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,478/yr · $206/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$164,900
$32,980
Loan Term
Monthly Payment
$894
Principal & Interest: $894
Property taxes (est.): $270
Insurance (est.): $110
Estimated Total Monthly
$1,274
*30-year loan at 7.18% APR (avg 30-yr rate 2026-11-05, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1996)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,723 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of November 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2026$137,000$137,000▼ $1,500

2025 property taxes (current owner): $2,478/yr

Estimated taxes if purchased at asking price: ~$3,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Nov 10, 2026Listed$164,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $186/sq ft; this home is listed at $213/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
10000 Gate Parkway N 1412, Jacksonville, FL 32246Listed by WATSON REALTY CORPSep 2026$158,000$2041/1775370.1
10075 Gate Parkway N 3010, Jacksonville, FL 32246Listed by SUPREME PATH BROKERAGE LLCSep 2026$133,000$1681/1790780.2
10075 Gate Parkway N 1604, Jacksonville, FL 32246Listed by DJ & LINDSEY REAL ESTATEApr 2026$143,500$1821/1790790.2
10075 Gate Parkway 706, Jacksonville, FL 32246Listed by ELITE REALTY GROUPJan 2026$138,000$1571/1878850.2
10075 Gate Parkway N 1304, Jacksonville, FL 32246Listed by RIVERPOINT REAL ESTATEFeb 2026$158,000$1861/1851920.4
10435 Midtown Parkway 350, Jacksonville, FL 32246Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJun 2026$150,000$2051/1730451

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$164,900
Price / Sq Ft$213
Bedrooms1
Bathrooms1.00
Full Baths1
Square Footage775
Year Built1996
TypeResidential
Sub-TypeCondominium
StyleTraditional
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

ElementaryWindy Hill
HighEnglewood

Community Information

Address10000 Gate Parkway N 421, Jacksonville, FL 32246
Area023-Southside-East Of Southside Blvd
SubdivisionSail Cove Town Center
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Parcel Number1677255092

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Maintenance Grounds, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Gated, Parking Lot

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsTwo

Exterior

Patio / PorchCovered, Patio, Screened
RoofShingle
ConstructionConcrete
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedNovember 10, 2026
Days on Market5
HOA Fees$321.52 / Monthly
HOA FrequencyMonthly
Tax Amount$2,477.74
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Sail Cove Town Center

Sail Cove Town Center is a neighborhood in Jacksonville, FL (Duval County), ZIP 32246.

View all Sail Cove Town Center homes for sale →
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