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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Sail Cove Town Center, Jacksonville — a gated community home in Jacksonville.

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Active·129 days on market·Sail Cove Town Center

10000 Gate Parkway 1614

Jacksonville, FL 32246

$176,900$166/sqftEst. $980/mo mortgageMLS# 2141456
↓ $7,100 below original list
2
Beds
2
Baths
1,066
Sq Ft
1996
Built
—
Garage
No
Pool

8 more homes for sale in Sail Cove Town Center →Search Sail Cove Town Center on the map

FEMA Zone XHOA $442/moCondominium1 story

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About this home

Sail Cove Town Center

BACK ON MARKET AT NO FAULT TO SELLER!!! Welcome to this well-maintained 2-bedroom, 2-bathroom home located in a desirable gated community in the Jacksonville Town Center! This inviting residence offers a spacious, open layout with a cozy wood-burning fireplace--perfect for relaxing evenings at home. The kitchen and living areas flow seamlessly, creating a comfortable space for both everyday living and entertaining. Enjoy the convenience of an in-unit washer and dryer, making laundry a breeze. The primary bathroom is equipped with an updated step in shower for easy accessibility. Step outside to your private screened patio, ideal for morning coffee or unwinding after a long day. Enjoy plenty of storage space for all your toys. Residents of this community also enjoy access to a sparkling pool, perfect for cooling off and enjoying the Florida lifestyle year-round. Conveniently located just minutes from shopping, dining, and major highways, this home offers easy access to everything

Next steps in Sail Cove Town Center

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$980
Property taxesest. at asking price, Duval County$289
HOAbilled monthly$442
Estimated total, before insurance$1,711/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$176,900
$35,380
Loan Term
Monthly Payment
$980
Principal & Interest: $980
Property taxes (est.): $289
Insurance (est.): $118
Estimated Total Monthly
$1,387
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1996)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,769 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$171,500$171,299▼ $18,000
2024$189,500$155,727—
2023$189,500$141,570—
2022$136,000$128,700—
2021$117,000$117,000—
2020$110,500$110,500—

Estimated taxes if purchased at asking price: ~$3,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 26, 2026Price change$176,900−$3,000
  • Jul 8, 2026Price change$179,900−$4,100
  • Jun 11, 2026Listed$184,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $186/sq ft; this home is listed at $166/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
10000 Gate Parkway N 1412, Jacksonville, FL 32246Listed by WATSON REALTY CORPSep 2026$158,000$2041/1775370.1
10000 Gate Parkway 824, Jacksonville, FL 32246Listed by ELITE REALTY GROUPSep 2026$212,500$1862/21,145180.1
10000 Gate Parkway N 724, Jacksonville, FL 32246Listed by REDFIN CORPORATIONAug 2026$208,000$1822/21,145300.1
10075 Gate Parkway N 3010, Jacksonville, FL 32246Listed by SUPREME PATH BROKERAGE LLCSep 2026$133,000$1681/1790780.2
10961 Burnt Mill Road 414, Jacksonville, FL 32256Listed by HOUWZER, INC.Oct 2026$237,000$2022/21,171341.1
8218 Green Parrot Road 308, Jacksonville, FL 32256Listed by UNITED REAL ESTATE GALLERYSep 2026$175,000$1533/21,1451691.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$176,900
Price / Sq Ft$166
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,066
Year Built1996
TypeResidential
Sub-TypeCondominium
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementaryWindy Hill, reported on 5 other Sail Cove Town Center listings
HighEnglewood, reported on 9 other Sail Cove Town Center listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address10000 Gate Parkway 1614, Jacksonville, FL 32246
Area023-Southside-East Of Southside Blvd
SubdivisionSail Cove Town Center
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Parcel Number1677255394
ZoningCondominium

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Park
Community FeaturesGated
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingUnassigned

Interior

Interior FeaturesSplit Bedrooms
AppliancesDishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringLaminate
FireplaceYes
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySecurity Gate

Exterior

Patio / PorchScreened
Road SurfaceAsphalt

Additional Information

Date ListedJune 11, 2026
Days on Market119
HOA Fees$442.24 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Sail Cove Town Center

Sail Cove Town Center is a neighborhood in Jacksonville, FL (Duval County), ZIP 32246.

View all Sail Cove Town Center homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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