This home is in Sail Cove Town Center, Jacksonville.

1 / 30

Active

Active·36 days on market·Sail Cove Town Center

10000 Gate Parkway 1614

Jacksonville, FL 32246

$179,900$169/sqftEst. $958/moMLS# 2141456

Beds

Baths

1,066

Sq Ft

1996

Built

—

Garage

Pool

About this home

Sail Cove Town Center

BACK ON MARKET AT NO FAULT TO SELLER!!! Welcome to this well-maintained 2-bedroom, 2-bathroom home located in a desirable gated community in the Jacksonville Town Center! This inviting residence offers a spacious, open layout with a cozy wood-burning fireplace--perfect for relaxing evenings at home. The kitchen and living areas flow seamlessly, creating a comfortable space for both everyday living and entertaining. Enjoy the convenience of an in-unit washer and dryer, making laundry a breeze. The primary bathroom is equipped with an updated step in shower for easy accessibility. Step outside to your private screened patio, ideal for morning coffee or unwinding after a long day. Enjoy plenty of storage space for all your toys. Residents of this community also enjoy access to a sparkling pool, perfect for cooling off and enjoying the Florida lifestyle year-round. Conveniently located just minutes from shopping, dining, and major highways, this home offers easy access to everything

Cost to own

Mortgage calculator

Home Price

$179,900

Down Payment: 20%

$35,980

Interest Rate: 6.55%

Loan Term

Monthly Payment

$914

Principal & Interest: $914

Est. Taxes & Insurance: $229

Estimated Total Monthly

$1,143

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$958

Property taxesest. at asking price, Duval County$294

HOAbilled monthly$442

Estimated total, before insurance$1,693/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$171,500	$171,299	▼ $18,000
2024	$189,500	$155,727	—
2023	$189,500	$141,570	—
2022	$136,000	$128,700	—
2021	$117,000	$117,000	—
2020	$110,500	$110,500	—

Estimated taxes if purchased at asking price: ~$3,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1996)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,769 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History