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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Sail Cove Town Center, Jacksonville a gated community home in Jacksonville.

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Active

Active·1 day on market·Sail Cove Town Center

10000 Gate Parkway N 1824

Jacksonville, FL 32246

$199,000$187/sqftEst. $1,034/moMLS# 2164603
2
Beds
2
Baths
1,066
Sq Ft
1996
Built
Garage
No
Pool

About this home

Sail Cove Town Center

Location, convenience and resort-style living come together in this spacious 2-bedroom, 2-bath condo in gated Sail Cove, just minutes from St. Johns Town Center. The open floor plan features LVP flooring throughout, a wood-burning fireplace and abundant natural light from sliding glass doors opening to an oversized screened balcony. The primary suite offers balcony access, a large walk-in closet and ensuite bath with double vanities, while the guest bedroom features two closets for extra storage. Major updates include a 2023 AC, 2022 water heater and 2019 electrical panel. Enjoy an impressive lineup of community amenities including a resort-style pool and spa, fitness center, clubhouse, sports courts (including pickleball!), playground, kayak launch and a beautiful 22-acre lake with dock. Convenient to UNF, Mayo Clinic, JTB, I-95, shopping, dining, downtown and the beaches.

Cost to own

Mortgage calculator

$199,000
$39,800
Loan Term
Monthly Payment
$1,034
Principal & Interest: $1,034
Property taxes (est.): $325
Insurance (est.): $133
Estimated Total Monthly
$1,491
*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$1,034
Property taxesest. at asking price, Duval County$325
HOAbilled monthly$444
Estimated total, before insurance$1,803/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,519/yr · $127/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,519/yr

Estimated taxes if purchased at asking price: ~$3,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1996)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,737 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 12, 2026Listed$199,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$199,000
Price / Sq Ft$187
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,066
Year Built1996
TypeResidential
Sub-TypeCondominium
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address10000 Gate Parkway N 1824, Jacksonville, FL 32246
Area023-Southside-East Of Southside Blvd
SubdivisionSail Cove Town Center
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Parcel Number1677255454

Amenities

AmenitiesPool, Basketball Court, Car Wash Area, Clubhouse, Fitness Center, Gated, Maintenance Grounds, Pickleball, Playground, Spa/Hot Tub, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingParking Lot

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Microwave, Refrigerator, Washer/Dryer Stacked
HeatingCentral
CoolingCentral Air
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LaundryIn Unit
SecuritySecurity Fence, Security Gate
Spa FeaturesIn Ground

Exterior

Exterior FeaturesBalcony, Dock, Fire Pit, Outdoor Shower, Tennis Court(s)
Patio / PorchScreened
Other StructuresTennis Court(s)

Additional Information

Date ListedSeptember 12, 2026
Days on Market0
HOA Fees$444 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Pest Control
Tax Amount$1,519.01
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Sail Cove Town Center

Sail Cove Town Center is a neighborhood in Jacksonville, FL (Duval County), ZIP 32246.

View all Sail Cove Town Center homes for sale →

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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