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This home is in Sail Cove Town Center, Jacksonville.

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Active

Active·1 day on market·Sail Cove Town Center

10000 Gate Parkway N 1412

Jacksonville, FL 32246

$165,000$213/sqftEst. $841/moMLS# 2156951
1
Beds
1
Baths
775
Sq Ft
1996
Built
Garage
No
Pool

About this home

Sail Cove Town Center

Welcome to this rare first-floor 1-bedroom, 1-bath condo overlooking a peaceful pond in the gated community of Sail Cove. Perfectly positioned in one of Jacksonville's most convenient locations, you'll enjoy easy access to St. Johns Town Center, the University of North Florida, FSCJ, Mayo Clinic, area hospitals, beautiful beaches, and major commuter routes. Whether you're searching for a low-maintenance primary residence, a second home, or an excellent investment opportunity, this condo offers exceptional value. Residents enjoy resort-style amenities, including a sparkling swimming pool, fitness center, tennis courts, and a private kayak launch for outdoor recreation. A transferable home warranty provides added peace of mind. Don't miss this opportunity to own a rare waterfront first-floor unit in a highly desirable gated community. Schedule your private showing today!

Cost to own

Mortgage calculator

$165,000
$33,000
Loan Term
Monthly Payment
$841
Principal & Interest: $841
Property taxes (est.): $269
Insurance (est.): $110
Estimated Total Monthly
$1,221
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$841
Property taxesest. at asking price, Duval County$269
HOAbilled monthly$311
Estimated total, before insurance$1,422/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,478/yr · $206/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,478/yr

Estimated taxes if purchased at asking price: ~$3,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1996)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,720 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 24, 2026Listed$165,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$165,000
Price / Sq Ft$213
Bedrooms1
Bathrooms1.00
Full Baths1
Square Footage775
Year Built1996
TypeResidential
Sub-TypeCondominium
StyleFlat
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontYes

School Information

ElementarySouthside Estates
MiddleTwin Lakes Academy
HighEnglewood

Community Information

Address10000 Gate Parkway N 1412, Jacksonville, FL 32246
Area023-Southside-East Of Southside Blvd
SubdivisionSail Cove Town Center
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Parcel Number1677255334
ZoningCondominium

Amenities

AmenitiesPool, Car Wash Area, Clubhouse, Gated, Management- On Site, Playground, Spa/Hot Tub, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingUnassigned
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Open Floorplan, Primary Bathroom - Tub with Shower
AppliancesDishwasher, Dryer, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Heat Pump
CoolingCentral Air, Electric
FlooringLaminate, Tile
FireplaceYes
# of Fireplaces1
# of Stories1
LaundryIn Unit
SecuritySecurity Gate, Smoke Detector(s)

Exterior

Patio / PorchRear Porch, Screened
RoofShingle
ConstructionBrick, Wood Siding
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedJuly 24, 2026
Days on Market0
HOA Fees$311.14 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Maintenance Structure, Trash
Tax Amount$2,477.74
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Sail Cove Town Center

Sail Cove Town Center is a neighborhood in Jacksonville, FL (Duval County), ZIP 32246.

View all Sail Cove Town Center homes for sale →

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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