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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Sail Cove Town Center, Jacksonville — a gated community home in Jacksonville.

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Active·Listed today·Sail Cove Town Center

10000 Gate Parkway N 1615

Jacksonville, FL 32246

$198,000$183/sqftEst. $1,057/moMLS# 2166615
2
Beds
2
Baths
1,080
Sq Ft
1996
Built
—
Garage
No
Pool
HOA $444/moCondominium1 story

About this home

Sail Cove Town Center

Step into low-maintenance living at Sail Cove! This ground-level 2-bedroom, 2-bath condo is just steps from the St. Johns Town Center and features abundant natural light, vinyl flooring throughout the main living areas, tile baths and granite countertops. Sliding doors open to a private covered and screened patio with outdoor storage, plus additional storage by the front door. The primary suite offers patio access, a large walk-in closet and ensuite bath. The guest bedroom features two closets and access to a bath with double vanity. HVAC is approximately 5 years old, and the washer and dryer convey. Enjoy Sail Cove amenities including a resort-style pool and spa, fitness center, clubhouse, sports courts with pickleball, playground, kayak launch and a scenic 22-acre lake with dock. Conveniently located near JTB, I-95, I-295, Tinseltown, UNF, Mayo Clinic, Downtown Jacksonville and the beaches. Come see why this ground-level Sail Cove condo is an ideal place to call home!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$1,057
Property taxesest. at asking price, Duval County$323
HOAbilled monthly$444
Estimated total, before insurance$1,824/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,460/yr · $288/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$198,000
$39,600
Loan Term
Monthly Payment
$1,057
Principal & Interest: $1,057
Property taxes (est.): $323
Insurance (est.): $132
Estimated Total Monthly
$1,512
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1996)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,769 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,460/yr

Estimated taxes if purchased at asking price: ~$3,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 25, 2026Listed$198,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$198,000
Price / Sq Ft$183
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,080
Year Built1996
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address10000 Gate Parkway N 1615, Jacksonville, FL 32246
Area023-Southside-East Of Southside Blvd
SubdivisionSail Cove Town Center
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Parcel Number1677255396

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated
Community FeaturesSidewalks, Gated
UtilitiesCable Available, Electricity Available, Electricity Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGated, Parking Lot, Secured, Unassigned

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Kitchen Island, Pantry, Primary Bathroom - Tub with Shower, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringVinyl
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySecurity Gate
Spa FeaturesCommunity

Exterior

Exterior FeaturesOther
Patio / PorchCovered, Patio, Porch, Rear Porch, Screened
RoofShingle
Road SurfaceAsphalt, Paved

Additional Information

Date ListedSeptember 25, 2026
Days on Market0
HOA Fees$444 / Monthly
HOA FrequencyMonthly
Tax Amount$3,459.67
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CROSSVIEW REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Sail Cove Town Center

Sail Cove Town Center is a neighborhood in Jacksonville, FL (Duval County), ZIP 32246.

View all Sail Cove Town Center homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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