Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Sail Cove Town Center, Jacksonville — a gated community home in Jacksonville.

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Active

Active·Listed today·Sail Cove Town Center

10000 Gate Parkway N 624

Jacksonville, FL 32246

$200,000$188/sqftEst. $1,029/moMLS# 2160404

Beds

Baths

1,066

Sq Ft

1996

Built

—

Garage

Pool

About this home

Sail Cove Town Center

Location, convenience and easy living come together in this spacious 2-bedroom, 2-bath condo in a gated community near the St. Johns Town Center. The open floor plan features a living area with fireplace, dining space and kitchen with stainless appliances and breakfast bar overlooking the main living area. Sliding doors open to an oversized screened balcony spanning the back of the condo with plenty of room to relax or dine. The primary suite also opens to the balcony and features an ensuite bath with double vanities and a large walk-in closet. Community amenities include a resort-style pool and spa, fitness center, clubhouse, pickleball, tennis and basketball courts, playground, kayak launch, RV/boat parking and more. NEW ROOF 2024! Enjoy an unbeatable central location near Town Center shopping and dining, hospitals, UNF, JTB, I-95 and I-295, with easy access to downtown Jacksonville and the beaches. 2/1 rate buydown or closing cost incentives available with preferred lender

Cost to own

Mortgage calculator

Home Price

$200,000

Down Payment: 20%

$40,000

Interest Rate: 6.67%

Loan Term

Monthly Payment

$1,029

Principal & Interest: $1,029

Property taxes (est.): $327

Insurance (est.): $133

Estimated Total Monthly

$1,489

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$1,029

Property taxesest. at asking price, Duval County$327

HOAbilled monthly$442

Estimated total, before insurance$1,798/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,063/yr · $255/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$171,500	$171,500	▼ $18,000
2024	$189,500	$155,727	—
2023	$189,500	$141,570	—
2022	$136,000	$128,700	—
2021	$117,000	$117,000	—
2020	$110,500	$110,500	—

2025 property taxes (current owner): $3,063/yr

Estimated taxes if purchased at asking price: ~$3,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2024 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,785 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 17, 2026Active$200,000
Aug 16, 2026Listed$200,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$200,000

Price / Sq Ft$188

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,066

Year Built1996

TypeResidential

Sub-TypeCondominium

StatusActive

Has PoolNo

Is WaterfrontNo

Community Information

Address10000 Gate Parkway N 624, Jacksonville, FL 32246

Area023-Southside-East Of Southside Blvd

SubdivisionSail Cove Town Center

CityJacksonville

CountyDuval

StateFL

Zip Code32246

Parcel Number1677255150

ZoningResidential

Amenities

AmenitiesBasketball Court, Pickleball, Playground, RV/Boat Storage, Security, Tennis Court(s), Trash

UtilitiesCable Available

SewerPublic Sewer

Water SourcePublic

ParkingGated

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer

HeatingElectric

CoolingElectric

FlooringCarpet

FireplaceYes

Fireplace FeaturesGas

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup

SecuritySecurity Gate