Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Sail Cove Town Center, Jacksonville — a gated community home in Jacksonville.

Photo 1 / 46
Active

Active·45 days on market·Sail Cove Town Center

10000 Gate Parkway N 624

Jacksonville, FL 32246

$190,000$178/sqftEst. $1,040/moMLS# 2160404
↓ $10,000 below original list
2
Beds
2
Baths
1,066
Sq Ft
1996
Built
—
Garage
No
Pool

12 more homes for sale in Sail Cove Town Center →Search Sail Cove Town Center on the map

FEMA Zone XHOA $442/moCondominium1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Sail Cove Town Center

Location, convenience and easy living come together in this spacious 2 bedroom, 2 bath condo in a gated community near the St. Johns Town Center. The open floor plan features a living area with wood burning fireplace, and kitchen with stainless appliances and breakfast bar overlooking the main living area. Sliding doors open to an oversized screened balcony spanning the back of the condo with plenty of room to relax or dine. The primary suite also opens to the balcony and features an ensuite bath with double vanities and a large walk-in closet. Community amenities include resort-style pool and spa, fitness center, clubhouse, pickleball, tennis and basketball courts, playground, kayak launch, RV/boat parking and more. NEW ROOF 2024! Enjoy an unbeatable central location near Town Center shopping and dining, hospitals, UNF, JTB, I-95 and I-295, with easy access to downtown Jacksonville and the beaches. 2/1 rate buydown or closing cost incentives available with preferred lender

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$1,040
Property taxesest. at asking price, Duval County$310
HOAbilled monthly$442
Estimated total, before insurance$1,792/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,063/yr · $255/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$190,000
$38,000
Loan Term
Monthly Payment
$1,040
Principal & Interest: $1,040
Property taxes (est.): $310
Insurance (est.): $127
Estimated Total Monthly
$1,477
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2024 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,785 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$171,500$171,500▼ $18,000
2024$189,500$155,727—
2023$189,500$141,570—
2022$136,000$128,700—
2021$117,000$117,000—
2020$110,500$110,500—

2025 property taxes (current owner): $3,063/yr

Estimated taxes if purchased at asking price: ~$3,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 17, 2026Price change$190,000−$10,000
  • Aug 17, 2026Active$200,000
  • Aug 16, 2026Listed$200,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$190,000
Price / Sq Ft$178
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,066
Year Built1996
TypeResidential
Sub-TypeCondominium
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address10000 Gate Parkway N 624, Jacksonville, FL 32246
Area023-Southside-East Of Southside Blvd
SubdivisionSail Cove Town Center
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Parcel Number1677255150
ZoningResidential

Amenities

AmenitiesBasketball Court, Pickleball, Playground, RV/Boat Storage, Security, Tennis Court(s), Trash
Community FeaturesGated
UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingGated

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingElectric
CoolingElectric
FlooringCarpet
FireplaceYes
Fireplace FeaturesGas
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup
SecuritySecurity Gate

Exterior

Exterior FeaturesTennis Court(s)
Patio / PorchScreened
RoofShingle

Additional Information

Date ListedAugust 17, 2026
Days on Market31
HOA Fees$442.24 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds
Tax Amount$3,063.19
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Sail Cove Town Center

Sail Cove Town Center is a neighborhood in Jacksonville, FL (Duval County), ZIP 32246.

View all Sail Cove Town Center homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines