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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville Beach — an oceanfront condo at the Jacksonville beaches.

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Active

$1,529,9003 bd · 2 ba · 1,720 sq ft

Active·5 days on market

2303 Costa Verde Boulevard 302

Jacksonville Beach, FL 32250

$1,529,900$889/sqftEst. $8,341/mo mortgageMLS# 2171921
3
Beds
2
Baths
1,720
Sq Ft
1970
Built
1
Garage
No
Pool
FEMA Zone AEHOA $1237/mo871 sqft lotWaterfrontCondominium1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville Beach

Wake up to panoramic ocean views from this beautifully renovated, fully furnished penthouse at Vista Del Mar! Completely remodeled in 2021, this oceanfront residence features an open-concept floor plan and high-end finishes throughout. The chef's kitchen showcases quartzite countertops, a large island, wine bar, and full wet bar. Spacious living and dining areas open to an oversized oceanfront patio, perfect for relaxing or entertaining. The owner's suite offers a peaceful reading nook with ocean views and a spa-like bathroom featuring a steam shower. Additional upgrades include custom remote-controlled shades, newer windows and doors, and soundproofing insulation. A rare find at the beach, this residence also includes a private one-car garage and reserved parking. Recent community improvements include a renovated clubhouse, pool deck, beach walkway, exterior paint, awnings, and call boxes. Coastal living at its finest!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$8,341
Property taxesest. at asking price, Duval County$2,498
HOAbilled monthly$1,237
Estimated total, before insurance$12,076/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$25,085/yr · $2,090/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,529,900
$305,980
Loan Term
Monthly Payment
$8,341
Principal & Interest: $8,341
Property taxes (est.): $2,498
Insurance (est.): $1,020
Estimated Total Monthly
$11,859
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1970)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0020231 - City of Jacksonville Beach · Public water (record)

County records show this parcel on central sewer served by FL0020231 - City of Jacksonville Beach — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,679 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of November 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $25,085/yr

Estimated taxes if purchased at asking price: ~$30,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Nov 2, 2026Listed$1,529,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $534/sq ft; this home is listed at $889/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2149 2nd Street S, Jacksonville Beach, FL 32250Listed by NOMAD REALTYJul 2026$615,000$4153/2.51,482460.1
1867 S 2nd Street S, Jacksonville Beach, FL 32250Listed by WATSON REALTY CORPSep 2026$660,000$4373/2.51,512160.2
1951 Ocean Drive S 2A, Jacksonville Beach, FL 32250Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$1,192,500$7013/21,700710.2
1601 Ocean Drive S 705, Jacksonville Beach, FL 32250Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$925,000$7263/21,274650.3
1601 Ocean Drive 402, Jacksonville Beach, FL 32250Listed by 904 FINE HOMESAug 2026$680,000$5343/21,274460.3
1510 1st Street S, Jacksonville Beach, FL 32250Listed by SELECT REALTY LLCOct 2026$687,500$4103/2.51,6782660.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,529,900
Price / Sq Ft$889
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,720
Acres0.02 acres
Year Built1970
TypeResidential
Sub-TypeCondominium
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontYes
Direction FacesEast

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address2303 Costa Verde Boulevard 302, Jacksonville Beach, FL 32250
Area212-Jacksonville Beach-SE
SubdivisionVista Del Mar
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size871.2 sq ft
Parcel Number1792940514

Amenities

AmenitiesPool, Clubhouse, Maintenance Grounds, Management- On Site
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Garage, Parking Lot
ViewBeach, Ocean
Waterfront TypeOcean Front

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms, Wet Bar
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Freezer, Microwave, Refrigerator, Washer, Washer/Dryer Stacked, Wine Cooler
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryIn Unit
Spa FeaturesIn Ground, Community

Exterior

Exterior FeaturesBalcony, Impact Windows
Patio / PorchPatio, Rear Porch

Additional Information

Date ListedNovember 2, 2026
Days on Market5
HOA Fees$1,237.16 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Trash
Tax Amount$25,085.47
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KST GROUP LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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