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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville Beach.

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Sold

Sold·Closed Oct 16, 2026·266 days on market·Recent sales in Jacksonville Beach

1510 1st Street S

Jacksonville Beach, FL 32250

$687,500sold priceListed at $735,000 · 93.5% of asking$410/sqftMLS# 2120980
3
Beds
2.5
Baths
1,678
Sq Ft
1997
Built
2
Garage
No
Pool
FEMA Zone XHOA $225/mo2,178 sqft lotTownhouse2 stories

About this home

Jacksonville Beach

EXPERIENCE OCEN-VIEW BEACH LIVING AT ITS FINEST!!! Just steps from the pristine sands of Jacksonville Beach, this stunning 3-bedroom, 2.5-bath home offers 1,678 sq. ft. of luxurious living space. Featuring elegant travertine tile flooring, this home boasts an open and airy layout with many upgrades and artistic details designed for comfort and style. Enjoy gorgeous ocean views from your private balcony -- a perfect way to start your day with that morning coffee. There's also 2 parking spaces in front of the attached 2-car garage, so parking is never an issue here! Set in a prime location just 1 row from the ocean, this coastal retreat is just a short stroll to the sand, or to local dining and vibrant entertainment. Don't miss your chance to own a piece of paradise, just 375 feet from the sand!! Property being sold As Is. FREE APPRAISAL WITH PREFERRED LENDER!!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,808
Property taxesest. at asking price, Duval County$1,123
HOAbilled monthly$225
Estimated total, before insurance$5,156/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$4,726/yr · $394/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1997)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,758 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$627,487$254,127—
2024$563,785$245,976—
2023$497,834$237,065—
2022$436,694$237,413—
2021$396,910$229,013—
2020$390,535$225,647—

2024 property taxes (current owner): $4,726/yr

Estimated taxes if purchased at asking price: ~$13,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 19, 2026Closed$735,000
  • Oct 8, 2026Pending$735,000
  • Sep 1, 2026Active Under Contract$735,000
  • Aug 27, 2026Price change$735,000−$40,000
  • Aug 22, 2026Price change$775,000−$24,000
  • Jul 10, 2026Price change$799,000−$50,000
  • Dec 9, 2025Listed$849,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $534/sq ft; this home is listed at $438/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1524 1st Street S, Jacksonville Beach, FL 32250Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$650,000$3953/31,644990
1601 Ocean Drive S 705, Jacksonville Beach, FL 32250Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$925,000$7263/21,274650.1
1301 1st Street 802, Jacksonville Beach, FL 32250Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYSep 2026$450,000$3652/21,2321440.1
1551 1st Street 103, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$675,000$4673/21,446860.1
1601 Ocean Drive 402, Jacksonville Beach, FL 32250Listed by 904 FINE HOMESAug 2026$680,000$5343/21,274460.1
1601 Ocean Drive S 805, Jacksonville Beach, FL 32250Listed by PONTE VEDRA CLUB REALTY, INC.Jun 2026$950,000$7462/21,274310.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$735,000
Price / Sq Ft$438
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,678
Acres0.05 acres
Year Built1997
TypeResidential
Sub-TypeTownhouse
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address1510 1st Street S, Jacksonville Beach, FL 32250
Area212-Jacksonville Beach-SE
SubdivisionCourtyards At 15th
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size2,178 sq ft
Parcel Number1763203020
ZoningResidential

Amenities

AmenitiesMaintenance Grounds
UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewOcean

Interior

AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
# of Stories2
LevelsTwo

Exterior

Exterior FeaturesBalcony, Courtyard
Patio / PorchPatio
Road FrontageCity Street

Additional Information

Date ListedDecember 9, 2025
Days on Market266
HOA Fees$225 / Monthly
HOA FrequencyMonthly
HOA NameCourtyards At 15th HOA
Tax Amount$4,726.02
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SELECT REALTY LLC

Sold by: SELECT REALTY LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

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