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Active·69 days on market

1951 Ocean Drive S 2A

Jacksonville Beach, FL 32250

$1,250,000$735/sqftEst. $6,653/moMLS# 2144141
3
Beds
2
Baths
1,700
Sq Ft
1987
Built
2
Garage
No
Pool

About this home

Jacksonville Beach

Welcome to a rare oceanfront gem that seldom graces the market -- a stunning three-bedroom, two-bathroom coastal retreat nestled within an exclusive boutique building of just eight residences. This professionally remodeled condo delivers luxury at every turn, from the breathtaking ocean-view kitchen featuring quartzite counters, a wine chiller, and stainless appliances to the elegant wood-look tile floors flowing throughout. Plantation shutters frame the views beautifully, while the primary bathroom invites relaxation with a generous soaker tub and walk-in shower. Practical perks abound here too. A coveted two-car garage -- a true rarity for these units -- keeps your vehicles protected and your storage game strong. The building itself has been meticulously maintained with exterior renovations, a brand-new roof, and recently updated elevators. Even better, a gorgeous new pool, pool deck, and spa are currently under construction, and the roof assessment has already been paid on your

Cost to own

Mortgage calculator

$1,250,000
$250,000
Loan Term
Monthly Payment
$6,354
Principal & Interest: $6,354
Est. Taxes & Insurance: $1,588
Estimated Total Monthly
$7,942
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$6,653
Property taxesest. at asking price, Duval County$2,041
HOAbilled monthly$1,000
Estimated total, before insurance$9,694/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$754,369$754,369
2024$754,369$692,123
2023$754,369$629,203
2022$727,705$572,003
2021$607,464$520,003
2020$574,942$472,730

2025 property taxes (current owner): $13,914/yr

Estimated taxes if purchased at asking price: ~$24,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AO — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1987)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,708 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • May 8, 2026Listed$1,250,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,250,000
Price / Sq Ft$735
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,700
Acres0.02 acres
Year Built1987
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

Community Information

Address1951 Ocean Drive S 2A, Jacksonville Beach, FL 32250
Area212-Jacksonville Beach-SE
SubdivisionPablo Surfside
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size871.2 sq ft
Parcel Number1792951003
ZoningCondominium

Amenities

AmenitiesElevator(s), Maintenance Grounds, Management - Off Site
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewBeach, Ocean

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Elevator, Entrance Foyer, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Wine Cooler
HeatingCentral, Electric, Heat Pump
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne
LaundryIn Unit
SecurityEntry Phone/Intercom, Fire Sprinkler System, Secured Elevator, Secured Lobby, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony
Patio / PorchCovered, Terrace
Road SurfaceAsphalt

Additional Information

Date ListedMay 8, 2026
Days on Market23
HOA Fees$1,000 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Pest Control, Sewer, Trash, Water
Tax Amount$13,914.49
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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