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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

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Active

$1,295,0004 bd · 5.5 ba · 5,558 sq ft

Active·Listed today

3254 Julington Creek Road

Jacksonville, FL 32223

$1,295,000$233/sqftEst. $7,060/mo mortgageMLS# 2171763
4
Beds
5.5
Baths
5,558
Sq Ft
1994
Built
4
Garage
Yes
Pool
No HOA4.09 acresWaterfrontSingle Family Residence2 stories

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Rare riverfront acreage in Mandarin! Situated on over 4 pristine acres along navigable Julington Creek, this custom two-story brick estate built in 1994 offers endless potential for renovation and customization. Boating enthusiasts will love direct water access right from the private dock, accompanied by a tranquil pond and a screened in-ground pool designed for outdoor living. Featuring a 4-car garage and plenty of storage space throughout. Inside, discover generous, light-filled living spaces ready for your personal design touch, including a convenient first-floor owner's suite. Plus, brand-new roof installed in 2026. Bring your contractor and vision to restore this impressive waterfront retreat into an exceptional showplace. Convenient to local shopping, dining, and scenic waterways. Take a look today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$7,060
Property taxesest. at asking price, Duval County$2,115
Estimated total, before insurance$9,175/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$31,877/yr · $2,656/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,295,000
$259,000
Loan Term
Monthly Payment
$7,060
Principal & Interest: $7,060
Property taxes (est.): $2,115
Insurance (est.): $863
Estimated Total Monthly
$10,038
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2026 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,656 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $31,877/yr

Estimated taxes if purchased at asking price: ~$25,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 31, 2026Listed$1,295,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $478/sq ft; this home is listed at $233/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1543 Wentworth Avenue, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2025$1,825,000$4175/3.54,377260.7
1863 Bishop Estates Road, St. Johns, FL 32259Listed by NON MLS (realMLS)Feb 2026$2,195,000$4785/5.54,58930.8
14566 Longview Drive S, Jacksonville, FL 32223Listed by WATSON REALTY CORPJun 2026$1,550,000$3605/3.54,3051700.9
1383 Wentworth Avenue, St. Johns, FL 32259Listed by ROUND TABLE REALTYJun 2025$2,900,000$5945/64,879571
2049 Bishop Estates Road, Jacksonville, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$2,705,000$4995/65,42491.1
12819 Bay Plantation Drive, Jacksonville, FL 32223Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYApr 2026$1,320,000$2906/4.54,546301.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,295,000
Price / Sq Ft$233
Bedrooms4
Bathrooms5.50
Full Baths5
Half Baths1
Square Footage5,558
Acres4.09 acres
Year Built1994
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages4
Has PoolYes
Pool FeaturesIn Ground, Screen Enclosure
Is WaterfrontYes

School Information

This listingNo schools reported in the MLS
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address3254 Julington Creek Road, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionBowden Grant
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Lot Size178,160.4 sq ft
Parcel Number1591800100

Amenities

UtilitiesOther
SewerSeptic Tank
Water SourcePublic
ParkingAttached, Garage
ViewRiver
Waterfront TypeRiver Front

Interior

AppliancesNone
HeatingCentral
CoolingCentral Air
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2

Exterior

Exterior FeaturesBalcony
Patio / PorchScreened
RoofShingle
ConstructionBrick

Additional Information

Date ListedOctober 31, 2026
Days on Market0
Tax Amount$31,876.83
Tax Year2025
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ALLISON JAMES ESTATES AND HOMES FLORIDA

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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