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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Mandarin High School.

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Sold

Sold·Closed Apr 22, 2026·30 days on market·Recent sales in Mandarin

12819 Bay Plantation Drive

Jacksonville, FL 32223

$1,320,000sold priceListed at $1,400,000 · 94.3% of asking$290/sqftMLS# 2133467
6
Beds
4.5
Baths
4,546
Sq Ft
1995
Built
2
Garage
Yes
Pool
HOA $100/mo1.00 acresSingle Family Residence2 stories

About this home

Jacksonville

This multigenerational home truly is not like any other home - there are a tremendous amount of opportunities to transform guest or family accommodations to fit your needs with a modern flair! Exceptional pride and heartfelt retreat areas await your decision to call this home YOUR own! A remodeled custom kitchen is one of the inspiring features to reminisce around and a true focal point to capture key interior and exterior views. The neighborhood of River Bay Plantation is a ''stage presence'' with an atmosphere of welcoming older and newer generations - enjoy your walks in this boutique riverfront community. Thoughtful custom upgrades of built-in pull out shelving, upgraded Thermador kitchen appliances, numerous storage areas (to claim as your own), freshly painted walls and an atmosphere to engage in privacy. This entertaining home has many dimensions - an office, in-law suite, a recreational theatre type room (Bonus Rm), a formal/informal flow, and an inviting Pool & Porch to enjoy!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$7,254
Property taxesest. at asking price, Duval County$2,155
HOAbilled annually$100
Estimated total, before insurance$9,509/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,714/yr · $810/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1995)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,600 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard and pool on the south side. Today at this address: sunrise 7:33 AM, sunset 6:49 PM.

  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $9,714/yr

Estimated taxes if purchased at asking price: ~$25,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $479/sq ft; this home is listed at $308/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12767 Brady Road, Jacksonville, FL 32223Listed by VREELAND REAL ESTATE LLCJul 2026$700,000$2064/33,40360.2
12843 River Story Way, Jacksonville, FL 32223Listed by RE/MAX SPECIALISTSJul 2026$1,913,750$5025/43,813160.2
12819 River Story Way, Jacksonville, FL 32223Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJun 2026$1,900,000$4795/4.53,96800.2
12861 River Story Lane, Jacksonville, FL 32223Listed by FLORIDA HOMES REALTY & MTG LLCOct 2025$1,525,000$4324/3.53,5282400.2
14242 River Story Drive, Jacksonville, FL 32223Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$4,575,000$8595/4.55,328160.3
12766 River Story Court, Jacksonville, FL 32223Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYMar 2026$1,575,000$4274/43,688520.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,400,000
Price / Sq Ft$308
Bedrooms6
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage4,546
Total Structure Area5,553 sq ft
Acres1.00 acres
Year Built1995
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Fenced, Pool Sweep
Is WaterfrontNo
Direction FacesNorth

School Information

ElementaryLoretto
MiddleMandarin

Community Information

Address12819 Bay Plantation Drive, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionRiver Bay Plantation
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Lot Size43,560 sq ft
Parcel Number1060690545
ZoningResidential

Amenities

AmenitiesManagement - Off Site
Community FeaturesStreet Lights, Curbs
UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Sewer Available, Water Available, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, In-Law Floorplan, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Dryer, Electric Cooktop, Electric Water Heater, Ice Maker, Induction Cooktop, Refrigerator, Washer, Wine Cooler
HeatingCentral, Electric, Heat Pump, Hot Water, Zoned
CoolingCentral Air, Electric, Multi Units, Zoned
FlooringCarpet, Stone, Tile, Wood
FireplaceYes
# of Fireplaces3
Fireplace FeaturesOther, Gas
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCorner Lot, Sprinklers In Front, Sprinklers In Rear, Wooded
Patio / PorchCovered, Front Porch, Porch, Rear Porch
FencingFenced, Back Yard, Full, Privacy, Wood
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMarch 6, 2026
Days on Market30
HOA Fees$1,196 / Annually
HOA FrequencyAnnually
HOA NameRiver Bay Plantation
Tax Amount$9,714.49
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Sold by: HARRIS REALTY PARTNERS LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 22, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

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