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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

$199,5003 bd · 2 ba · 1,326 sq ft

Active·3 days on market

10075 Gate Parkway N 302

Jacksonville, FL 32246

$199,500$150/sqftEst. $1,088/mo mortgageMLS# 2171032
3
Beds
2
Baths
1,326
Sq Ft
2001
Built
—
Garage
No
Pool
FEMA Zone XHOA $340/moCondominium1 story

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About this home

Jacksonville

This ground-floor 3-bedroom, 2-bathroom condo features neutral LVP flooring throughout, an open granite kitchen with stainless steel appliances, a walk-in laundry area, and a remodeled second bath with a walk-in shower and pebble stone tile. Additional highlights include plantation shutters, walk-in closets with built in shelfs, a workspace alcove, and a convenient location near the community clubhouse, pool, and fitness amenities.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$1,088
Property taxesest. at asking price, Duval County$326
HOAbilled monthly$340
Estimated total, before insurance$1,753/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$199,500
$39,900
Loan Term
Monthly Payment
$1,088
Principal & Interest: $1,088
Property taxes (est.): $326
Insurance (est.): $133
Estimated Total Monthly
$1,546
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2001)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,760 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Oct 27, 2026Listed$199,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $159/sq ft; this home is listed at $150/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
10075 Gate Parkway 103, Jacksonville, FL 32246Listed by MOMENTUM REALTYOct 2026$175,000$1592/21,103670
10075 Gate Parkway N 1513, Jacksonville, FL 32246Listed by NETWORTH REALTY OF JACKSONVILLE, LLCSep 2026$185,000$1323/21,397930.3
7490 Scarlet Ibis Lane, Jacksonville, FL 32256Listed by CHAD AND SANDY REAL ESTATE GROUPOct 2026$302,000$1803/2.51,682841.2
4480 Deerwood Lake Parkway 151, Jacksonville, FL 32216Listed by EXP REALTY LLCOct 2026$223,000$1353/21,649331.3
10961 Burnt Mill Road 414, Jacksonville, FL 32256Listed by HOUWZER, INC.Oct 2026$237,000$2022/21,171341.3
4480 Deerwood Lake Parkway 236, Jacksonville, FL 32216Listed by DJ & LINDSEY REAL ESTATEOct 2026$190,000$1262/21,5092001.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$199,500
Price / Sq Ft$150
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,326
Year Built2001
TypeResidential
Sub-TypeCondominium
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementaryWindy Hill, reported on 19 other Mirabella listings
HighEnglewood, reported on 30 other Mirabella listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address10075 Gate Parkway N 302, Jacksonville, FL 32246
Area023-Southside-East Of Southside Blvd
SubdivisionMirabella
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Parcel Number1677260062

Amenities

UtilitiesElectricity Connected, Water Connected
Water SourcePublic
ParkingParking Lot

Interior

AppliancesElectric Oven, Electric Range, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories1

Additional Information

Date ListedOctober 27, 2026
Days on Market3
HOA Fees$340 / Monthly
HOA FrequencyMonthly
HOA NameFirstService Residential
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: VREELAND REAL ESTATE LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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