This home is in Jacksonville.

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Active·Listed today

10075 Gate Parkway N 908

Jacksonville, FL 32246

$219,900$166/sqftEst. $1,121/moMLS# 2156057

Beds

Baths

1,326

Sq Ft

2001

Built

—

Garage

Pool

About this home

Jacksonville

Great opportunity in prime Southside location! Welcome to 10075 Gate Pkwy, unit 908, a beautifully updated 1st floor, 1-level condo, located in private gated Mirabella. Just 3 min drive to St Johns Town Ctr. & 15 mins to beaches. Surrounded by shopping, dining, nightlife & easy access to major highways, this updated 3/2 flat offers gorgeous wood-looking LVP, walk-in closets, a screened in front patio, inside laundry w/full sized W/D. Assoc has a clubhouse -complete w/ a pool/spa, outdoor BBQ area, conference/business ctr, theatre room, fitness ctr & car-care area. Super pet friendly n'hood! Roaming nighttime security & property management is onsite. Resort style living w/ Mediterranean flare! HOA fees include water, sewer, ext. pest control, lawn care, security, trash, carwash area, exterior building maintenance & insurance. Unassigned parking but there is ample plenty in front of owner's unit.

Cost to own

Mortgage calculator

Home Price

$219,900

Down Payment: 20%

$43,980

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,121

Principal & Interest: $1,121

Property taxes (est.): $359

Insurance (est.): $147

Estimated Total Monthly

$1,627

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,121

Property taxesest. at asking price, Duval County$359

HOAbilled monthly$530

Estimated total, before insurance$2,010/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$554/yr · $46/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $554/yr

Estimated taxes if purchased at asking price: ~$4,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Concrete — year not disclosed (home built 2001)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,799 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 24, 2026Active$219,900
Jul 18, 2026Listed$219,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$219,900

Price / Sq Ft$166

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,326

Acres0.01 acres

Year Built2001

TypeResidential

Sub-TypeCondominium

StyleSpanish, Traditional

Property ConditionUpdated/Remodeled

StatusActive

Has PoolNo

Is WaterfrontNo

School Information

ElementaryWindy Hill

MiddleTwin Lakes Academy

HighEnglewood

Community Information

Address10075 Gate Parkway N 908, Jacksonville, FL 32246

Area023-Southside-East Of Southside Blvd

SubdivisionMirabella

CityJacksonville

CountyDuval

StateFL

Zip Code32246

Lot Size435.6 sq ft

Parcel Number1677260228

ZoningCondominium

Amenities

AmenitiesPool, Other, Barbecue, Car Wash Area, Clubhouse, Fitness Center, Gated, Management - Full Time, Management- On Site, Security, Spa/Hot Tub, Trash, Water

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Parking Lot, Unassigned