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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in Jacksonville.

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Active

Active·90 days on market

10075 Gate Parkway N 908

Jacksonville, FL 32246

$199,900$151/sqftEst. $1,099/mo mortgageMLS# 2156057
↓ $20,000 below original list
3
Beds
2
Baths
1,326
Sq Ft
2001
Built
—
Garage
No
Pool
FEMA Zone XHOA $530/mo436 sqft lotCondominium1 story

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About this home

Jacksonville

Reduced & now under $200K! PRIME LOCATION~Welcome to 10075 Gate Pkwy, unit 908, a beautifully updated 1st floor, 1-level condo, located in private gated Mirabella. Just 3 min drive to St Johns Town Ctr. & 15 mins to beaches. Surrounded by shopping, dining, nightlife & easy access to major highways, this updated 3/2 flat offers gorgeous wood-looking LVP, a beautifully renovated primary bathroom w/white engineered stone c'top, double sinks, soft close hinges & drawer glides &matte black hardware. Enjoy walk-in closets, a screened in patio, laundry w/full sized W/D. Assoc has a clubhouse, pool/spa, BBQ area, conference/business ctr, theatre rm, fitness ctr & car-care area. Super pet friendly n'hood! Roaming security & prop mngmt onsite. Resort style living w/ Mediterranean flare! HOA fees include water, sewer, ext. pest control, lawn care, security, trash, ext bldg maintenance & insurance. Unassigned parking but there is ample plenty in front of owner's unit. Lake just 20 ft away!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$1,099
Property taxesest. at asking price, Duval County$326
HOAbilled monthly$530
Estimated total, before insurance$1,955/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$554/yr · $46/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$199,900
$39,980
Loan Term
Monthly Payment
$1,099
Principal & Interest: $1,099
Property taxes (est.): $326
Insurance (est.): $133
Estimated Total Monthly
$1,558
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Concrete — year not disclosed (home built 2001)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,799 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $554/yr

Estimated taxes if purchased at asking price: ~$3,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 16, 2026Price change$199,900−$10,000
  • Sep 13, 2026Price change$209,900−$10,000
  • Jul 24, 2026Active$219,900
  • Jul 18, 2026Listed$219,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $173/sq ft; this home is listed at $151/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
10075 Gate Parkway N 1513, Jacksonville, FL 32246Listed by NETWORTH REALTY OF JACKSONVILLE, LLCSep 2026$185,000$1323/21,397930.1
7490 Scarlet Ibis Lane, Jacksonville, FL 32256Listed by CHAD AND SANDY REAL ESTATE GROUPOct 2026$302,000$1803/2.51,682841.2
10961 Burnt Mill Road 414, Jacksonville, FL 32256Listed by HOUWZER, INC.Oct 2026$237,000$2022/21,171341.3
4480 Deerwood Lake Parkway 236, Jacksonville, FL 32216Listed by DJ & LINDSEY REAL ESTATEOct 2026$190,000$1262/21,5092001.4
8550 Touchton Road 511, Jacksonville, FL 32216Listed by REALTY ONE GROUP ELEVATEOct 2026$141,000$1182/21,195951.6
8539 Gate Parkway W 9220, Jacksonville, FL 32216Listed by UNITED REAL ESTATE GALLERYOct 2026$199,000$1732/21,149451.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$199,900
Price / Sq Ft$151
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,326
Acres0.01 acres
Year Built2001
TypeResidential
Sub-TypeCondominium
StyleSpanish, Traditional
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

ElementaryWindy Hill
HighEnglewood

Community Information

Address10075 Gate Parkway N 908, Jacksonville, FL 32246
Area023-Southside-East Of Southside Blvd
SubdivisionMirabella
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Lot Size435.6 sq ft
Parcel Number1677260228
ZoningCondominium

Amenities

AmenitiesPool, Other, Barbecue, Car Wash Area, Clubhouse, Fitness Center, Gated, Management - Full Time, Management- On Site, Security, Spa/Hot Tub, Trash, Water
Community FeaturesSidewalks, Gated
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Parking Lot, Unassigned

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet
FireplaceNo
# of Fireplaces0
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecurityKey Card Entry, Security Gate, Security System Owned, Smoke Detector(s)
Spa FeaturesIn Ground, Heated

Exterior

Lot DescriptionDead End Street
Patio / PorchCovered, Front Porch, Screened
RoofConcrete
ConstructionStucco
Road SurfaceAsphalt

Additional Information

Date ListedJuly 24, 2026
Days on Market84
HOA Fees$529.87 / Monthly
HOA FrequencyMonthly
HOA NameFirstService Residential
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Pest Control, Security, Sewer, Trash, Water, Other
Tax Amount$553.72
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RIVERPOINT REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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