This home is in Brightwater Townhomes, Jacksonville.

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Active·26 days on market·Brightwater Townhomes

7490 Scarlet Ibis Lane

Jacksonville, FL 32256

$325,000$193/sqftEst. $1,657/moMLS# 2149381

Beds

Baths

1,682

Sq Ft

2003

Built

Garage

Pool

About this home

Brightwater Townhomes

**CENTRAL LOCATION**NO CDD**GATED COMMUNITY** This stylish and modern, impeccably maintained 3 bed/3 bath townhome boasts an OPEN FLOOR PLAN flooded with natural light. A gorgeous partial brick front and a beautiful tree shading the front yard offer fantastic curb appeal. Inside, find tile throughout, NEW CARPET, alongside thoughtfully curated details like accent walls, floating shelves, and vaulted ceilings. The kitchen and bathrooms feature stunning GRANITE COUNTERTOPS. Relax on the LARGE SCREENED-IN PATIO with a ceiling fan and stylish wood-look tile. Nestled in a gated community with NO CDD, the HOA dues cover exterior maintenance, the roof, landscaping, and gate/amenity center care. Enjoy walkability to popular local favorites such as The Block Jax, Vs Pizza, Fore Score, and more--perfect for dining, shopping, and entertainment. Walk to the community pool and enjoy resort-style amenities overlooking a stunning lake. In a prime location, you are just 5 minutes to St. Johns.

Cost to own

Mortgage calculator

Home Price

$325,000

Down Payment: 20%

$65,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,657

Principal & Interest: $1,657

Property taxes (est.): $531

Insurance (est.): $217

Estimated Total Monthly

$2,404

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,657

Property taxesest. at asking price, Duval County$531

HOAbilled monthly$325

Estimated total, before insurance$2,513/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,280/yr · $273/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$261,696	$156,283	▲ $5,000
2024	$257,847	$151,172	▲ $8,404
2023	$276,078	$145,313	—
2022	$248,494	$139,625	—
2021	$184,102	$134,102	—
2020	$173,632	$116,284	—

2025 property taxes (current owner): $3,280/yr

Estimated taxes if purchased at asking price: ~$6,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record)

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,752 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 22, 2026Price change$325,000−$5,000
Jun 30, 2026Listed$330,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$325,000

Price / Sq Ft$193

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,682

Acres0.06 acres

Year Built2003

TypeResidential

Sub-TypeTownhouse

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages1

Has PoolNo

Is WaterfrontNo

Direction FacesEast

School Information

ElementaryTwin Lakes Academy

MiddleTwin Lakes Academy

HighAtlantic Coast

Community Information

Address7490 Scarlet Ibis Lane, Jacksonville, FL 32256

Area024-Baymeadows/Deerwood

SubdivisionBrightwater

CityJacksonville

CountyDuval

StateFL

Zip Code32256

Lot Size2,613.6 sq ft

Parcel Number1677411910

ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingOther, Additional Parking, Attached, Garage, Garage Door Opener, Off Street, Secured

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, In Unit, Upper Level, Washer Hookup

SecuritySecurity Gate, Security System Owned, Smoke Detector(s)