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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·1 day on market

10075 N Gate Parkway 1708

Jacksonville, FL 32246

$218,900$165/sqftEst. $1,159/moMLS# 2165166
3
Beds
2
Baths
1,326
Sq Ft
2001
Built
Garage
No
Pool
FEMA Zone XHOA $506/mo436 sqft lotCondominium1 story

About this home

Jacksonville

Welcome home to this beautifully maintained 3-bedroom, 2-bath first-floor condo with peaceful lake views in the desirable Mirabella community! Enjoy your morning coffee or unwind on the private screened lanai overlooking the water. This move-in-ready home features high ceilings, architectural arches, abundant natural light, tile, luxury vinyl plank and carpet flooring, new hurricane-impact windows, new sliding glass doors, and an updated second bathroom with a new vanity and utility sink. The spacious kitchen offers quartz countertops, stainless steel appliances, and a convenient laundry room with washer and dryer included. The open split floor plan provides privacy and functionality, with generous walk-in closets and a versatile office nook. Ideally located minutes from St. Johns Town Center, UNF, shopping, dining, entertainment, major highways, and about 15 minutes from the beach. Condo fees include trash service and pest control in common areas.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$1,159
Property taxesest. at asking price, Duval County$357
HOAbilled monthly$506
Estimated total, before insurance$2,022/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$218,900
$43,780
Loan Term
Monthly Payment
$1,159
Principal & Interest: $1,159
Property taxes (est.): $357
Insurance (est.): $146
Estimated Total Monthly
$1,663
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2001)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,806 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 17, 2026Listed$218,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$218,900
Price / Sq Ft$165
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,326
Total Structure Area1,326 sq ft
Acres0.01 acres
Year Built2001
TypeResidential
Sub-TypeCondominium
StatusActive
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

School Information

ElementarySouthside Estates
HighEnglewood

Community Information

Address10075 N Gate Parkway 1708, Jacksonville, FL 32246
Area023-Southside-East Of Southside Blvd
SubdivisionMirabella
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Lot Size435.6 sq ft
Parcel Number167726-0440
ZoningCondominium

Amenities

AmenitiesBarbecue, Car Wash Area, Clubhouse, Fitness Center, Jogging Path, Maintenance Grounds, Trash, Water
UtilitiesCable Available, Electricity Available, Sewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingGuest, Unassigned
ViewLake

Interior

AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Wood
# of Stories1
LevelsOne

Exterior

Road SurfaceAsphalt

Additional Information

Date ListedSeptember 17, 2026
Days on Market0
HOA Fees$505.6 / Monthly
HOA FrequencyMonthly
HOA NameMirabella
HOA Fee IncludesMaintenance Grounds, Pest Control, Trash, Water
Listing TermsCash, Conventional, FHA, VA Loan, Other
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC · yeneisymcruz@gmail.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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