This home is in Jacksonville.
Active·148 days on market
4480 Deerwood Lake Parkway 236
Jacksonville, FL 32216
About this home
Jacksonville
Seller offering $2,500 toward buyer closing costs, prepaids, or an interest rate buy-down with an acceptable offer. Welcome to 4480 Deerwood Lake Pkwy #236, a beautifully maintained 2BR/2BA condo in the gated Deerwood Place community in Jacksonville's Southside (32216). Located on the 3rd floor with secure elevator access, this unit offers 9' ceilings, crown molding, wood flooring, and an open layout. The kitchen features 42'' cherry cabinets, solid surface countertops, tile backsplash, stainless steel appliances, and a breakfast bar overlooking the living and dining areas. Spacious primary suite with walk-in closet and en-suite bath with jetted tub and separate shower. Screened balcony for outdoor relaxation. 2023 updates include new exterior, new roof, and new A/C. Community offers pool, fitness center, clubhouse, secure lobby, garage parking, and private storage. Minutes to Town Center, Tinseltown, UNF, JTB, and I-295. Seller paid $4,600 assessment.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $241,500 | $111,076 | — |
| 2024 | $241,500 | $107,239 | ▼ $4,500 |
| 2023 | $246,000 | $102,660 | — |
| 2022 | $185,500 | $98,214 | — |
| 2021 | $155,500 | $73,173 | — |
| 2020 | $155,500 | $71,473 | — |
2025 property taxes (current owner): $2,163/yr
Estimated taxes if purchased at asking price: ~$4,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 2007)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,790 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Feb 19, 2026Listed$209,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: DJ & LINDSEY REAL ESTATE
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Expert

Krista Fracke
Broker Associate
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Text Krista about this home20+ years · 500+ closings · NE Florida
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