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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold

$390,000Sold4 bd · 2 ba · 1,764 sq ft

Sold·Closed Oct 8, 2026·114 days on market·Recent sales in Mandarin

4544 Singletary Road

Jacksonville, FL 32257

$390,000sold priceListed at $399,900 · 97.5% of asking$221/sqftMLS# 2146404
4
Beds
2
Baths
1,764
Sq Ft
1996
Built
2
Garage
No
Pool
FEMA Zone XHOA $33/mo13,068 sqft lotWaterfrontSingle Family Residence1 story

About this home

Jacksonville

Sellers have accepted an offer, but will take a backup! Welcome to your own private waterfront retreat in the heart of Mandarin. Perfectly positioned on a picturesque pond, this beautifully renovated (2024) four-bedroom, two-bath home offers the ideal blend of modern luxury, timeless design, and breathtaking views. From the moment you arrive, you'll be captivated by the home's exceptional curb appeal. A newly widened and paved driveway leads to lush, professionally designed landscaping and vibrant gardens that create a stunning welcome and provide year-round beauty. Inside, an impressive open floor plan with soaring vaulted ceilings and premium engineered hardwood flooring creates a bright, airy atmosphere designed for both everyday living and effortless entertaining.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,126
Property taxesest. at asking price, Duval County$637
HOAbilled annually$33
Estimated total, before insurance$2,796/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,012/yr · $418/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1996)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,701 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$303,409$252,687—
2024$311,885$261,885▲ $12,509
2023$309,060$247,512—
2022$272,491$225,011—
2021$204,556$204,556—
2020$194,569$194,569—

2025 property taxes (current owner): $5,012/yr

Estimated taxes if purchased at asking price: ~$7,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 8, 2026Closed$399,900
  • Sep 5, 2026Active Under Contract$399,900
  • Aug 28, 2026Price change$399,900+$900
  • Aug 28, 2026Price change$399,000−$8,000
  • Jul 24, 2026Price change$407,000−$8,000
  • May 21, 2026Listed$415,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $216/sq ft; this home is listed at $221/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
11250 Cloverhill Circle W, Jacksonville, FL 32257Listed by MASH REALTY SERVICES, LLCOct 2026$395,000$2423/21,63200.3
4321 Pathwood Way, Jacksonville, FL 32257Listed by JWB REALTY LLCSep 2026$265,000$1913/2.51,390640.3
4832 Wallingford Place W, Jacksonville, FL 32257Listed by ROUND TABLE REALTYOct 2026$385,000$2033/21,900160.6
5261 Hoof Print Drive N, Jacksonville, FL 32257Listed by HERRON REAL ESTATE LLCOct 2026$369,000$2023/21,828801
11238 Irish Moss Drive, Jacksonville, FL 32257Listed by WATSON REALTY CORPSep 2026$389,900$2163/21,80761
10443 Osprey Nest Drive W, Jacksonville, FL 32257Listed by UNITED REAL ESTATE GALLERYOct 2026$350,000$2233/21,571261.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$399,900
Price / Sq Ft$227
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,764
Acres0.30 acres
Year Built1996
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

ElementaryMandarin Oaks
MiddleMandarin

Community Information

Address4544 Singletary Road, Jacksonville, FL 32257
Area013-Beauclerc/Mandarin North
SubdivisionBentley Woods
CityJacksonville
CountyDuval
StateFL
Zip Code32257
Lot Size13,068 sq ft
Parcel Number1590091310
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewLake, Water
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air
FlooringLaminate, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Lower Level
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchPatio, Porch
FencingFenced, Back Yard, Wood
RoofShingle
ConstructionFrame, Wood Siding
Road SurfaceAsphalt

Additional Information

Date ListedMay 21, 2026
Days on Market114
HOA Fees$400 / Annually
HOA FrequencyAnnually
Tax Amount$5,012.13
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ENGEL & VOLKERS FIRST COAST

Sold by: UNITED REAL ESTATE GALLERY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 8, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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