This home is in Greenleaf Lakes, Ponte Vedra — a home near Allen D. Nease High School.
Active·1 day on market·Greenleaf Lakes
489 Citrus Ridge Drive
Ponte Vedra, FL 32081
2 more homes for sale in Greenleaf Lakes →Search Greenleaf Lakes on the map
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About this home
Greenleaf Lakes
Tucked away at the end of a quiet cul-de-sac in Nocatee's desirable Greenleaf Lakes neighborhood, 489 Citrus Ridge Drive offers something every homeowner appreciates: room to spread out, a little extra privacy, and a location that puts the best of Northeast Florida within reach. Set on a .20-acre lot with a wooded preserve along one side, this 4-bedroom, 4-full-bathroom home offers a welcoming setting for both everyday living and entertaining. Step inside to a bright white kitchen that flows into a spacious family room, creating a natural gathering place for everything from slow weekend mornings to evenings spent with friends. Upstairs, a versatile loft provides additional living space, whether you envision a media room, home office, or a quiet place to unwind. Outside, the fully fenced backyard invites you to enjoy Florida living year-round. Picture evenings gathered around the fire pit, weekends spent outdoors, and the added privacy of having a preserve along one side of the
Next steps in Greenleaf Lakes
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2015)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,608 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve beach lot (north)20 min drive · 70 parking spaces
Closest park or preserve
Nocatee Preserve13 min drive · 2,378 acres
Closest public boat ramp
Palm Valley Public Landingabout 4 mi · Tolomato River
Closest kayak & paddleboard launch
Nocatee Trail Paddlecraft Launch at Palm Valley Bridgeabout 4 mi · Intracoastal Waterway
Closest youth league fields
Nocatee Community Park8 min drive · Soccer
Closest grocery store
Publixabout 0.5 mi · 75 Irondale Rd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $6,154/yr
Estimated taxes if purchased at asking price: ~$11,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 23, 2026Listed$695,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $276/sq ft; this home is listed at $297/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1305 Sylvie Lane, Ponte Vedra, FL 32081Listed by CHAD AND SANDY REAL ESTATE GROUP | Oct 2026 | $600,000 | $259 | 4/3 | 2,315 | 20 | 0.4 |
| 620 Howland Drive, Ponte Vedra, FL 32081Listed by LOKATION | Sep 2026 | $585,000 | $247 | 3/2.5 | 2,364 | 34 | 1.1 |
| 269 Dawes Avenue, Ponte Vedra, FL 32081Listed by PROVIDENCE REALTY, LLC | Oct 2026 | $818,151 | $341 | 4/3.5 | 2,399 | 36 | 1.3 |
| 30 Armorer Court, Jacksonville, FL 32081Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | Oct 2026 | $483,000 | $276 | 2/2 | 1,751 | 10 | 1.3 |
| 341 Aspen Leaf Drive, Jacksonville, FL 32081Listed by NAVY TO NAVY HOMES LLC | Oct 2026 | $545,000 | $199 | 4/3.5 | 2,745 | 85 | 1.3 |
| 293 Reflections Avenue, Ponte Vedra, FL 32081Listed by RICK WOOD & ASSOCIATES INC | Sep 2026 | $675,140 | $291 | 4/3.5 | 2,321 | 10 | 1.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Greenleaf Lakes
Greenleaf Lakes is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.
View all Greenleaf Lakes homes for sale →Keep looking
More homes in Greenleaf Lakes
For Sale405 Citrus Ridge DrivePonte Vedra, FL 32081
4 bd · 3.5 ba · 2,370 sq ft
$769,000Est. $4,093/moEvery detail of this exceptional Greenleaf Lakes home has been thoughtfully upgraded, creating a space that feels both…
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For Sale103 Skylar LanePonte Vedra, FL 32081
4 bd · 2.5 ba · 2,193 sq ft
$575,000Est. $3,060/moWelcome home to this beautifully maintained NOCATEE two-story home tucked away on a quiet cul-de-sac, just three homes…
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Krista Fracke
Broker Associate
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines