This lot is in Yulee.
Active·6 days on market
85912 N Harts Road
Yulee, FL 32097
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Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this lot
Yulee
Discover the perfect opportunity to build your dream home! This partially cleared vacant lot offers a great head start while still providing the flexibility to create your own vision. Ideally located on North Harts Road, you'll enjoy the peaceful feel of Old Florida living while remaining just minutes from everyday conveniences. The property is located near I-95, Wildlight, shopping, dining, top-rated Nassau County schools, healthcare facilities, and Jacksonville International Airport. You're also just a short drive from the beautiful beaches and historic downtown Fernandina Beach on Amelia Island. Outdoor enthusiasts will appreciate the nearby public boat access at John Claxton Boat Ramp, providing easy access for boating, kayaking, fishing, and exploring the scenic waterways of Nassau County. Nature lovers will also enjoy nearby Nassau Crossing Park just minutes away. This beautiful county park features over 2.5 miles of walking and biking trails, playgrounds for different age
Next steps in Yulee
Cost to own
Carrying cost
What holding this lot costs per month at the asking price. Land loans run on different terms than a home mortgage, so the payment is left out; ask for current lot-loan terms.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone F
Zone F evacuates after zones A, B, C, D, E in an approaching storm.
Septic system (public record) · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Beach access 40, S Fletcher Ave. & Pascoabout 10 mi · 10 parking spaces
Closest park or preserve
Egans Creek Greenwayabout 10 mi · 3.6 mi of trails
Closest public boat ramp
Melton Nelson Park and Boat Rampabout 2 mi · Lofton Creek
Closest kayak & paddleboard launch
Four Creeks State Forest – Boggy Creek Landing Canoe Accessabout 7 mi · Boggy Creek
Closest grocery store
Publixabout 2 mi · 76010 William Burgess Blvd, Yulee
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $1,662/yr
Estimated taxes if purchased at asking price: ~$2,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 22, 2026Listed$150,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $112,500 an acre; this lot is listed at $125,000 an acre.
| Address | Closed | Price | $/acre | Acres | DOM | Miles |
|---|---|---|---|---|---|---|
| 0 US-17, Yulee, FL 32097Listed by COLDWELL BANKER THE AMELIA GROUP | Aug 2026 | $340,000 | $158,879 | 2.14 | 214 | 0.3 |
| 0 Pinewood Drive, Yulee, FL 32097Listed by COLDWELL BANKER VANGUARD REALTY | Jan 2026 | $70,000 | $90,909 | 0.77 | 68 | 0.5 |
| 0 Cardinal Road, Yulee, FL 32097Listed by CONTINENTAL REALTY OF JAX, INC | May 2025 | $225,000 | $112,500 | 2 | 13 | 0.7 |
| 0 Debbie Road, Yulee, FL 32097Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Sep 2026 | $70,000 | $70,000 | 1 | 170 | 2.3 |
| 85067 Amanda Court, Yulee, FL 32097Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Mar 2026 | $124,000 | $121,569 | 1.02 | 0 | 3.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this lot is worth; Krista runs the adjustments per lot.
Features
Community Information
Amenities
Exterior
Additional Information
Listing Courtesy of: IRON VALLEY REAL ESTATE NORTH FLORIDA
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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Northeast Florida living
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