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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·147 days on market

0 Debbie Road

Yulee, FL 32097

$115,000Est. $586/moMLS# 2133079
0
Beds
0
Baths
0
Sq Ft
Built
Garage
No
Pool

About this home

Yulee

Bring your dreams to life on this beautiful 1-acre parcel ideally located near one of the fastest-growing areas in Nassau County. This high-and-dry lot offers flexible mixed-use residential zoning, allowing for site-built homes or mobile homes, making it perfect for investors, builders, or anyone ready to create their own private retreat. Just 2.5 miles from Yulee Elementary and Yulee Primary School, minutes to shopping, dining, and major roadways, easy access to Amelia Island, Jacksonville International Airport, around the corner from FL - GA line. Whether you're looking to build your dream home in a quiet setting, place a new mobile home, or invest in land with strong future upside, this property offers endless potential. Quiet location. Growing area. Unlimited opportunity. Let's turn your vision into reality.

Cost to own

Mortgage calculator

$115,000
$23,000
Loan Term
Monthly Payment
$586
Principal & Interest: $586
Property taxes (est.): $159
Insurance (est.): $77
Estimated Total Monthly
$822
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$586
Property taxesest. at asking price, Nassau County$159
Estimated total, before insurance$745/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,013/yr · $84/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$85,000$53,147
2024$80,000$48,315
2023$80,000$43,923
2022$55,000$39,930
2021$45,000$36,300
2020$35,000$33,000

2025 property taxes (current owner): $1,013/yr

Estimated taxes if purchased at asking price: ~$1,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: material not specified

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,350 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Mar 4, 2026Listed$115,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$115,000
Bedrooms0
Bathrooms0.00
Full Baths0
Acres1.00 acres
TypeLand
Sub-TypeUnimproved Land
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

ElementaryYulee
MiddleYulee
HighYulee

Community Information

Address0 Debbie Road, Yulee, FL 32097
Area471-Nassau County-Chester/Pirates Woods Areas
SubdivisionYulee Hills
CityYulee
CountyNassau
StateFL
Zip Code32097
Lot Size43,560 sq ft
Parcel Number513N27488101180000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Available
ViewTrees/Woods

Exterior

Lot DescriptionWooded
FencingChain Link
Road SurfaceAsphalt
Road FrontageCounty Road, Unimproved

Additional Information

Date ListedMarch 4, 2026
Days on Market88
Tax Amount$1,013.1
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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