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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Oceanside Park, Jacksonville Beach.

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Active

Active·21 days on market·Oceanside Park

777 9th Avenue S

Jacksonville Beach, FL 32250

$720,000$400/sqftEst. $3,988/moMLS# 2158289
4
Beds
3
Baths
1,800
Sq Ft
1985
Built
—
Garage
No
Pool

13 more homes for sale in Oceanside Park →Search Oceanside Park on the map

FEMA Zone XNo HOA7,841 sqft lotDuplex2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Oceanside Park

Exceptional investment opportunity in the heart of Jacksonville Beach! This income-producing duplex offers two well-designed units with similar open-concept floor plans. Each unit features a convenient lower-level laundry area and half bath, while the upper level includes comfortable living spaces, a private balcony off one of the bedrooms, plush carpeting, and a shared full bathroom. One unit has been beautifully renovated and is currently leased, providing immediate rental income. Recent updates include vinyl flooring, new appliances, and a modernized kitchen with a breakfast bar, making it an attractive space for current and future tenants. The property also features a spacious shared driveway with ample parking and outdoor accessibility. Ideally located just minutes from the beach, local dining, shopping, parks, and entertainment, this property offers the lifestyle and convenience that continue to attract long-term residents and renters alike.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,988
Property taxesest. at asking price, Duval County$1,176
Estimated total, before insurance$5,164/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,599/yr · $717/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$720,000
$144,000
Loan Term
Monthly Payment
$3,988
Principal & Interest: $3,988
Property taxes (est.): $1,176
Insurance (est.): $480
Estimated Total Monthly
$5,644
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0020231 - City of Jacksonville Beach · Public water (record)

County records show this parcel on central sewer served by FL0020231 - City of Jacksonville Beach — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,807 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $8,599/yr

Estimated taxes if purchased at asking price: ~$14,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 30, 2026Active$720,000
  • Jul 31, 2026Listed$720,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $488/sq ft; this home is listed at $400/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
725 7th Avenue S, Jacksonville Beach, FL 32250Listed by UNITED REAL ESTATE GALLERYAug 2026$620,000$3064/22,028130.1
887 & 889 8th Avenue S, Jacksonville Beach, FL 32250Listed by COMPASS FLORIDA LLCJul 2026$657,500$3424/31,9201860.1
835 7th Avenue S 835 & 837, Jacksonville Beach, FL 32250Listed by REAL BROKER LLCJan 2026$650,000$5084/31,280330.1
620 1st Street, Jacksonville Beach, FL 32250Listed by WHOLESALE REALTY LLCSep 2026$1,025,000$4885/42,100100.5
230 Margaret Street, Neptune Beach, FL 32266Listed by KST GROUP LLCSep 2026$1,200,000$5884/42,040502.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$720,000
Price / Sq Ft$400
Bedrooms4
Bathrooms3.00
Full Baths2
Half Baths2
Square Footage1,800
Acres0.18 acres
Year Built1985
TypeResidential Income
Sub-TypeDuplex
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address777 9th Avenue S, Jacksonville Beach, FL 32250
Area214-Jacksonville Beach-SW
SubdivisionOceanside Park
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size7,840.8 sq ft
Parcel Number1766050000

Amenities

UtilitiesElectricity Connected, Water Connected
ParkingShared Driveway

Interior

AppliancesDishwasher, Electric Range, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Vinyl
# of Stories2
LevelsTwo
LaundryIn Unit, Lower Level
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesBalcony
Lot DescriptionCorner Lot, Many Trees
RoofShingle
ConstructionStucco
Other StructuresShed(s)

Additional Information

Date ListedSeptember 23, 2026
Days on Market2
Tax Amount$8,599.16
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Oceanside Park

Oceanside Park is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.

View all Oceanside Park homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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