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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Oceanside Park, Jacksonville Beach — a home near Duncan U. Fletcher High School.

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Sold

Sold·Closed Aug 7, 2026·1 day on market·Recent sales in Oceanside Park·Oceanside Park

721 11th Avenue S

Jacksonville Beach, FL 32250

$600,000sold priceListed at $605,000 · 99.2% of asking$323/sqftMLS# 2155245
3
Beds
2.5
Baths
1,859
Sq Ft
2003
Built
1
Garage
No
Pool

14 more homes for sale in Oceanside Park →Search Oceanside Park on the map

FEMA Zone XNo HOA3,049 sqft lotTownhouse2 stories

About this home

Oceanside Park

Beach Living w/out the Condo Fees! Just seven blocks from the ocean, this beautifully updated townhome offers the perfect blend of coastal charm, modern upgrades, and low-maintenance living. Open floor plan features attractive wood-look laminate flooring, a cozy gas fireplace, & a stunning reimagined kitchen showcasing new quartz countertops, coastal-inspired tile backsplash, shaker-style cabinetry, stainless steel appliances, and a gas cooktop. Step outside to your private fenced backyard with a spacious entertainment deck and dedicated gas grill connection--ideal for relaxing or hosting family and friends. Upstairs, the spacious owner's suite includes a walk-in closet, jetted soaking tub, and separate walk-in shower. Recent improvements include fresh interior paint, updated flooring (2024), new kitchen cabinet doors, exterior paint, and a new roof (2023). Additional upgrades include epoxy garage flooring, tankless water heater, Nest smart thermostat, LED lighted bathroom mirrors &

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,323
Property taxesest. at asking price, Duval County$980
Estimated total, before insurance$4,303/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$8,454/yr · $704/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$600,000
$120,000
Loan Term
Monthly Payment
$3,323
Principal & Interest: $3,323
Property taxes (est.): $980
Insurance (est.): $400
Estimated Total Monthly
$4,703
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — 2023 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,673 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $8,454/yr

Estimated taxes if purchased at asking price: ~$11,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 17, 2026Closed$605,000
  • Jul 15, 2026Active Under Contract$605,000
  • Jul 14, 2026Listed$605,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $395/sq ft; this home is listed at $325/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1032 1st Street S 8, Jacksonville Beach, FL 32250Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTOct 2026$750,000$3343/3.52,24510.4
820 5th Avenue S, Jacksonville Beach, FL 32250Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$502,000$2673/2.51,88260.4
408 8th Street S, Jacksonville Beach, FL 32250Listed by JWB REALTY LLCJun 2026$525,000$2424/3.52,166890.4
1524 1st Street S, Jacksonville Beach, FL 32250Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$650,000$3953/31,644990.5
1031 1st Street S 201, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS ST JOHNSJun 2026$895,000$5743/21,5602680.5
1301 1st Street S 101, Jacksonville Beach, FL 32250Listed by FLORIDA HOMES REALTY & MTG LLCJun 2026$1,075,000$6863/21,566580.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$605,000
Price / Sq Ft$325
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,859
Total Structure Area1,956 sq ft
Acres0.07 acres
Year Built2003
TypeResidential
Sub-TypeTownhouse
StyleOther
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

School Information

Community Information

Address721 11th Avenue S, Jacksonville Beach, FL 32250
Area214-Jacksonville Beach-SW
SubdivisionOceanside Park
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size3,049.2 sq ft
Lot Dimensions25' x 125'
Parcel Number1766920100
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Gas Cooktop, Refrigerator, Tankless Water Heater, Washer/Dryer Stacked
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringLaminate, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryIn Garage
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesOther
Lot DescriptionCleared
Patio / PorchDeck
FencingBack Yard
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 14, 2026
Days on Market1
Tax Amount$8,453.77
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Oceanside Park

Oceanside Park is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.

View all Oceanside Park homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 7, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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