Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Oceanside Park, Jacksonville Beach — a home near Duncan U. Fletcher High School.

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Active

Active·Listed today·Oceanside Park

464 14th Avenue S

Jacksonville Beach, FL 32250

$680,000$505/sqftEst. $3,499/moMLS# 2159943

Beds

Baths

1,347

Sq Ft

1986

Built

Garage

Pool

About this home

Oceanside Park

This is a charming vintage beach house with a light, airy feel, ideally located just 4.5 blocks from the sand! The refreshed interior features soothing colors and an easy, flowing floor plan, along with vaulted ceilings, a wood-burning fireplace, wood-look tile, subway tile accents, stainless steel appl., and an updated primary bath with rain head shower, new vanity, lighting, toilet and mirror. The outdoor living space is equally inviting, with a brand new side door opening to the spacious backyard and a new deck--perfect for relaxing after a day at the beach. An indoor laundry room and one-car garage add convenience, while the home's relaxed character makes it the quintessential surf house. Five minutes to Whole Foods and JTB.

Cost to own

Mortgage calculator

Home Price

$680,000

Down Payment: 20%

$136,000

Interest Rate: 6.67%

Loan Term

Monthly Payment

$3,499

Principal & Interest: $3,499

Property taxes (est.): $1,110

Insurance (est.): $453

Estimated Total Monthly

$5,063

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$3,499

Property taxesest. at asking price, Duval County$1,110

Estimated total, before insurance$4,610/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,431/yr · $703/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $8,431/yr

Estimated taxes if purchased at asking price: ~$13,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History