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This home is in Palencia, St. Augustine.

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Active·Listed today·Palencia

241 Dosel Lane

St. Augustine, FL 32095

$644,900$267/sqftEst. $3,432/moMLS# 2155428
4
Beds
3
Baths
2,411
Sq Ft
2020
Built
2
Garage
No
Pool

About this home

Palencia

Welcome to 241 Dosel Lane, a stunning 4-bed, 3-bath move-in-ready retreat in St. Augustine's Palencia community. This beautifully maintained home is completely turnkey, offering a spacious and bright open floor plan that is ready for immediate enjoyment. The spacious floor plan offers incredible flexibility, featuring plenty of natural light and room for families, guests, or a dedicated home office. Step out onto the expansive screened-in porch, which opens to your own private, beautifully landscaped backyard oasis. Backing up to a lush wooded area, you will enjoy unmatched privacy and peaceful nature views. Living in Palencia means enjoying a world-class resort lifestyle with access to a championship golf course, multiple pools, tennis courts, a fitness center, and scenic boardwalk trails. Don't wait on a new build--this pristine, turnkey home is ready to welcome you today!

Cost to own

Mortgage calculator

$644,900
$128,980
Loan Term
Monthly Payment
$3,258
Principal & Interest: $3,258
Est. Taxes & Insurance: $814
Estimated Total Monthly
$4,072
*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,432
Property taxesest. at asking price, St. Johns County$858
HOAbilled annually$10
Estimated total, before insurance$4,301/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $11,376/yr

Estimated taxes if purchased at asking price: ~$10,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,783 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jul 15, 2026Listed$644,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$644,900
Price / Sq Ft$267
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,411
Acres0.25 acres
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address241 Dosel Lane, St. Augustine, FL 32095
Area312-Palencia Area
SubdivisionPalencia
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Lot Size10,890 sq ft
Parcel Number0721520430

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Golf Course, Tennis Court(s)
UtilitiesElectricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s)
AppliancesOther, Dishwasher, Disposal, Double Oven, Dryer, Freezer, Gas Range, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryGas Dryer Hookup, Washer Hookup

Exterior

Patio / PorchPatio, Porch, Screened
RoofShingle
ConstructionComposition Siding

Additional Information

Date ListedJuly 15, 2026
Days on Market0
HOA Fees$125 / Annually
HOA FrequencyAnnually
Tax Amount$11,376.32
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Palencia

Palencia is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.

View all Palencia homes for sale →

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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