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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Johns Creek, St. Augustine — a home near Beachside High School.

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Active

Active·Listed today·Johns Creek

805 W American Eagle Drive

St. Augustine, FL 32092

$760,000$261/sqftEst. $4,210/moMLS# 2168420
5
Beds
3
Baths
2,916
Sq Ft
2004
Built
2
Garage
Yes
Pool

16 more homes for sale in Johns Creek →Search Johns Creek on the map

HOA $33/mo12,632 sqft lotWaterfrontSingle Family Residence2 stories

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Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Johns Creek

Welcome home to this spacious 5-bedroom, 3-bath property offering an impressive blend of indoor comfort and resort-style outdoor living. Inside, the open-concept layout features updated flooring, vaulted ceilings, and a beautifully designed kitchen with abundant cabinetry, stone countertops, stainless steel appliances, a large center island, breakfast bar seating, and plenty of space for entertaining. The primary suite offers a relaxing retreat with a tray ceiling and private bath featuring a soaking tub and separate shower. Generously sized secondary bedrooms provide flexibility for guests, a home office, game room, or additional living space. Step outside to your own backyard oasis featuring a private pool, expansive paver patio, covered outdoor kitchen and bar area, tropical landscaping, and a putting green.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,210
Property taxesest. at asking price, St. Johns County$1,011
HOAbilled annually$33
Estimated total, before insurance$5,254/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,910/yr · $492/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$760,000
$152,000
Loan Term
Monthly Payment
$4,210
Principal & Interest: $4,210
Property taxes (est.): $1,011
Insurance (est.): $507
Estimated Total Monthly
$5,728
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,742 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,910/yr

Estimated taxes if purchased at asking price: ~$12,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 8, 2026Listed$760,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$760,000
Price / Sq Ft$261
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage2,916
Acres0.29 acres
Year Built2004
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Fenced, Heated, Waterfall
Is WaterfrontYes

School Information

Community Information

Address805 W American Eagle Drive, St. Augustine, FL 32092
Area304- 210 South
SubdivisionJohns Creek
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size12,632.4 sq ft
Parcel Number0099810620

Amenities

AmenitiesPool, Barbecue, Clubhouse, Fitness Center, Maintenance Grounds, Park, Playground, Spa/Hot Tub
Community FeaturesSidewalks, Street Lights
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Garage, Other
ViewLake, Pond, Pool, Water
Waterfront TypeLake Front, Pond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar
AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
# of Stories2
LevelsTwo
LaundryIn Unit, Lower Level
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesFire Pit, Outdoor Kitchen
Lot DescriptionSprinklers In Front
Patio / PorchCovered, Patio, Rear Porch, Screened
FencingFenced, Back Yard
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedOctober 8, 2026
Days on Market8
HOA Fees$396 / Annually
HOA FrequencyAnnually
HOA NameJohns Creek Community
Tax Amount$5,909.89
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SOMEDAY HOMES REALTY, LLC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Johns Creek

Johns Creek is a neighborhood in Jacksonville, FL (St. Johns County), ZIP 32092.

View all Johns Creek homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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