Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Johns Creek, St. Augustine — a home near Bartram Trail High School.

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Active

Active·103 days on market·Johns Creek

276 Johns Creek Parkway

St. Augustine, FL 32092

$600,000$167/sqftEst. $3,085/moMLS# 2137904

Beds

Baths

3,600

Sq Ft

2005

Built

Garage

Yes

Pool

About this home

Johns Creek

NEW ROOF. NEW SOLAR POOL HEATING SYSTEM. NEW DOWNSTAIRS HVAC AIR HANDLER. NEW POOL PUMP. NEW CARPET. PRIVATE SOLAR-HEATED POOL. OVER 3,600 SQ. FT. FIVE BEDROOMS. THREE FULL BATHROOMS. POTENTIAL VA LOAN ASSUMPTION. If you're looking for a move-in-ready St. Augustine home with substantial improvements already completed and a potential VA loan assumption opportunity, this Johns Creek residence should be at the top of your list. One of the standout features of this home is the backyard oasis. A screen-enclosed, solar-heated swimming pool, perfect for enjoying Florida's year-round sunshine. All eligible purchasers should take special note of the financing opportunity. This is Florida living in a highly desirable St. Augustine community, ready for its next owner.

Cost to own

Mortgage calculator

Home Price

$600,000

Down Payment: 20%

$120,000

Interest Rate: 6.66%

Loan Term

Monthly Payment

$3,085

Principal & Interest: $3,085

Property taxes (est.): $798

Insurance (est.): $400

Estimated Total Monthly

$4,283

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$3,085

Property taxesest. at asking price, St. Johns County$798

HOAbilled annually$9

Estimated total, before insurance$3,892/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,911/yr · $659/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$548,164	$362,270	—
2024	$553,924	$351,353	—
2023	$537,965	$339,663	—
2022	$466,854	$328,314	—
2021	$367,295	$317,295	—
2020	$343,079	$212,716	—

2025 property taxes (current owner): $7,911/yr

Estimated taxes if purchased at asking price: ~$9,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,731 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 29, 2026Price change$600,000−$14,000
Aug 10, 2026Price change$614,000−$4,000
May 18, 2026Listed$618,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$600,000

Price / Sq Ft$167

Bedrooms5

Bathrooms3.00

Full Baths3

Square Footage3,600

Acres0.23 acres

Year Built2005

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolYes

Pool FeaturesIn Ground, Screen Enclosure, Solar Heat

Is WaterfrontNo

School Information

ElementaryTimberlin Creek

MiddleSwitzerland Point

HighBartram Trail

Community Information

Address276 Johns Creek Parkway, St. Augustine, FL 32092

Area304- 210 South

SubdivisionJohns Creek

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size10,018.8 sq ft

Parcel Number0099813950

Amenities

AmenitiesBarbecue, Basketball Court, Children's Pool, Fitness Center, Jogging Path, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Connected, Water Available, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewPond, Trees/Woods

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Home, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Freezer, Ice Maker, Refrigerator, Water Softener Owned

HeatingCentral

CoolingCentral Air, Split System

FlooringCarpet, Tile, Wood

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Gas Dryer Hookup