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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Reflections, Ponte Vedra — a home near Allen D. Nease High School.

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Active·Listed today·Reflections

188 Reflections Avenue

Ponte Vedra, FL 32081

$850,000$296/sqftEst. $4,671/mo mortgageMLS# 2168070
4
Beds
3
Baths
2,872
Sq Ft
2025
Built
2
Garage
No
Pool

27 more homes for sale in Reflections →Search Reflections on the map

FEMA Zone XHOA $70/mo6,534 sqft lotWaterfrontSingle Family Residence2 stories

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About this home

Reflections

Welcome to 188 Reflections Avenue, a beautifully upgraded David Weekley home located in Nocatee's Reflections community. Set on a 50-foot homesite, this Saw Mill floorplan offers a thoughtful blend of open living, flexible spaces, and designer finishes throughout. The heart of the home is the spacious kitchen, featuring quartz countertops, navy cabinetry, a herringbone tile backsplash, built-in GE Café appliances, an upgraded 36-inch cooktop, designer vent hood, and a dedicated wine refrigerator. Luxury vinyl plank flooring carries through the main living areas, while details like 8-foot doors, upgraded trim, a private study, upstairs retreat, additional attic storage, and a garage utility sink add both style and functionality. The outdoor space is equally well planned, with an extended screened lanai and an outdoor kitchen rough-in already equipped with plumbing, gas, and electrical, making it easy to create the perfect entertaining space.

Next steps in Reflections

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$4,671
Property taxesest. at asking price, St. Johns County$1,131
HOAbilled annually$70
Estimated total, before insurance$5,872/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,356/yr · $363/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$850,000
$170,000
Loan Term
Monthly Payment
$4,671
Principal & Interest: $4,671
Property taxes (est.): $1,131
Insurance (est.): $567
Estimated Total Monthly
$6,369
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,356/yr

Estimated taxes if purchased at asking price: ~$13,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 22, 2026Active$850,000
  • Oct 1, 2026Listed$850,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $314/sq ft; this home is listed at $296/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
293 Reflections Avenue, Ponte Vedra, FL 32081Listed by RICK WOOD & ASSOCIATES INCSep 2026$675,140$2914/3.52,321100.1
299 Reflections Avenue, Ponte Vedra, FL 32081Listed by RICK WOOD & ASSOCIATES INCSep 2026$731,461$3054/3.52,396230.1
269 Dawes Avenue, Ponte Vedra, FL 32081Listed by PROVIDENCE REALTY, LLCOct 2026$818,151$3414/3.52,399360.2
30 Recollection Drive, Ponte Vedra, FL 32081Listed by WEEKLEY HOMES REALTYOct 2026$900,000$3144/32,8621350.2
285 Dawes Avenue, Ponte Vedra, FL 32081Listed by WEEKLEY HOMES REALTYSep 2026$725,000$3063/2.52,3671070.2
277 Dawes Avenue, Ponte Vedra, FL 32081Listed by WEEKLEY HOMES REALTYSep 2026$764,691$3193/2.52,399280.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$850,000
Price / Sq Ft$296
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,872
Acres0.15 acres
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

Zoned elementarySabal Crest Academy
Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementarySabal Crest Academy
Reported middleSabal Crest Academy
Reported highAllen D. Nease
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address188 Reflections Avenue, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionReflections
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size6,534 sq ft
Parcel Number0705033980
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Management - Off Site, Park, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Curbs
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewPond
Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Split Bedrooms, Walk-In Closet(s)
AppliancesDryer, Electric Cooktop, Electric Oven, Refrigerator, Washer, Water Softener Owned, Wine Cooler
HeatingCentral
CoolingCentral Air
FlooringCarpet
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchRear Porch, Screened
RoofShingle
ConstructionFrame

Additional Information

Date ListedOctober 22, 2026
Days on Market0
HOA Fees$840 / Annually
HOA FrequencyAnnually
HOA NameReflections at Seabrook
HOA Fee IncludesMaintenance Grounds
Tax Amount$4,356.32
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COMPASS FLORIDA LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Reflections

Reflections is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Reflections homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines