This home is in Reflections, Ponte Vedra.

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Pending

Pending·290 days on market·Reflections

577 Caiden Drive

Ponte Vedra, FL 32081

$868,450$300/sqftEst. $4,622/moMLS# 2111009

Beds

Baths

2,891

Sq Ft

2026

Built

2.5

Garage

Yes

Pool

About this home

Reflections

The Dostie Homes Cleary is a spacious 2,900 sq. ft., 2-story residence designed for comfort & luxury. It features 5 bedrooms & 4.5 baths. The welcoming front entry leads into a stylish foyer & a dedicated home office, perfect for work or study. The open-concept main living area includes a generous gathering room & dining space, seamlessly connected to a gourmet kitchen with views of the covered lanai--ideal for entertaining & outdoor living. The luxurious downstairs master suite offers a spacious walk-in closet & an elegant bathroom, providing a private retreat. Upstairs, you'll find 3 secondary bedrooms, each with access to full baths, along with a versatile bonus room . A walk-out attic offers convenient storage options, while a grilling porch extends the outdoor living area, perfect for gatherings & relaxation. This home is pre=wired and plumbed for an outdoor kitchen.

Cost to own

Mortgage calculator

Home Price

$868,450

Down Payment: 20%

$173,690

Interest Rate: 6.55%

Loan Term

Monthly Payment

$4,414

Principal & Interest: $4,414

Est. Taxes & Insurance: $1,104

Estimated Total Monthly

$5,518

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$4,622

Property taxesest. at asking price, St. Johns County$1,156

HOAbilled annually$70

Estimated total, before insurance$5,848/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$100,000	$100,000	—

Estimated taxes if purchased at asking price: ~$13,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

Features

Price$868,450

Price / Sq Ft$300

Bedrooms5

Bathrooms4.50

Full Baths4

Half Baths1

Square Footage2,891

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionTo Be Built

StatusPending

# of Garages2.5

Has PoolYes

Pool FeaturesNone

Is WaterfrontNo

New ConstructionYes

Direction FacesEast

School Information

ElementaryPine Island Academy

MiddlePine Island Academy

HighAllen D. Nease

Community Information

Address577 Caiden Drive, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionReflections

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Parcel Number0705040040

ZoningPUD

Amenities

AmenitiesPool, Children's Pool, Dog Park, Fitness Center, Jogging Path, Management - Full Time, Management - Off Site, Park, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Available, Natural Gas Available, Sewer Available, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener, Off Street, On Street

ViewTrees/Woods, Other

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Plumbed For Ice Maker, Tankless Water Heater

HeatingCentral

CoolingCentral Air, Multi Units, Zoned

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Gas Dryer Hookup, In Unit, Lower Level, Washer Hookup

SecurityCarbon Monoxide Detector(s), Smoke Detector(s)