Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Reflections, Ponte Vedra — a home near Allen D. Nease High School.

Photo 1 / 5
Pending

Pending·380 days on market·Reflections

577 Caiden Drive

Ponte Vedra, FL 32081

$868,450$300/sqftEst. $4,810/moMLS# 2111009
5
Beds
4.5
Baths
2,891
Sq Ft
2026
Built
2.5
Garage
Yes
Pool

26 more homes for sale in Reflections →Search Reflections on the map

HOA $70/moSingle Family Residence2 storiesNew construction

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Reflections

The Dostie Homes Cleary is a spacious 2,900 sq. ft., 2-story residence designed for comfort & luxury. It features 5 bedrooms & 4.5 baths. The welcoming front entry leads into a stylish foyer & a dedicated home office, perfect for work or study. The open-concept main living area includes a generous gathering room & dining space, seamlessly connected to a gourmet kitchen with views of the covered lanai--ideal for entertaining & outdoor living. The luxurious downstairs master suite offers a spacious walk-in closet & an elegant bathroom, providing a private retreat. Upstairs, you'll find 3 secondary bedrooms, each with access to full baths, along with a versatile bonus room . A walk-out attic offers convenient storage options, while a grilling porch extends the outdoor living area, perfect for gatherings & relaxation. This home is pre=wired and plumbed for an outdoor kitchen.

Next steps in Reflections

FollowNew Reflections homes the day they list · free, no account

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,810
Property taxesest. at asking price, St. Johns County$1,156
HOAbilled annually$70
Estimated total, before insurance$6,036/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$868,450
$173,690
Loan Term
Monthly Payment
$4,810
Principal & Interest: $4,810
Property taxes (est.): $1,156
Insurance (est.): $579
Estimated Total Monthly
$6,545
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard and pool on the west side. Today at this address: sunrise 7:28 AM, sunset 6:55 PM.

  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$100,000$100,000—

Estimated taxes if purchased at asking price: ~$13,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $324/sq ft; this home is listed at $300/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
85 Whitecap Lane, Ponte Vedra, FL 32081Listed by GPS REALTY LLCSep 2026$936,995$3234/4.52,90000.1
37 Seamark Drive, Ponte Vedra, FL 32081Listed by ICI SELECT REALTY, INC.Sep 2026$869,001$3144/3.52,768250.1
21 Evenfall Drive, Ponte Vedra, FL 32081Listed by ICI SELECT REALTY, INC.Sep 2026$964,935$3494/3.52,76800.1
585 Caiden Drive, Ponte Vedra, FL 32091Listed by ICI SELECT REALTY, INC.Sep 2026$765,329$3154/32,43070.1
683 Caiden Drive, Ponte Vedra, FL 32081Listed by JACKSONVILLE TBI REALTY, LLCSep 2026$940,000$3244/32,899260.1
544 Caiden Drive, Ponte Vedra, FL 32081Listed by GPS REALTY LLCSep 2026$1,003,017$3464/4.52,90000.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$868,450
Price / Sq Ft$300
Bedrooms5
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage2,891
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionTo Be Built
StatusPending
# of Garages2.5
Has PoolYes
Pool FeaturesNone
Is WaterfrontNo
New ConstructionYes
Direction FacesEast

School Information

Community Information

Address577 Caiden Drive, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionReflections
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Parcel Number0705040040
ZoningPUD

Amenities

AmenitiesPool, Children's Pool, Dog Park, Fitness Center, Jogging Path, Management - Full Time, Management - Off Site, Park, Playground, Tennis Court(s)
Community FeaturesSidewalks, Suburban, Street Lights, Curbs
UtilitiesCable Available, Electricity Available, Natural Gas Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener, Off Street, On Street
ViewTrees/Woods, Other

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Plumbed For Ice Maker, Tankless Water Heater
HeatingCentral
CoolingCentral Air, Multi Units, Zoned
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Gas Dryer Hookup, In Unit, Lower Level, Washer Hookup
SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Porch, Rear Porch
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 29, 2025
Days on Market0
HOA Fees$840 / Annually
HOA FrequencyAnnually
HOA NameSeabrook HOA by BCM Services
HOA Fee IncludesMaintenance Grounds
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: GPS REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Reflections

Reflections is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Reflections homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines