This home is in Reflections, Ponte Vedra.

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Pending

Pending·8 days on market·Reflections

673 Caiden Drive

Ponte Vedra, FL 32081

$863,750$298/sqftEst. $4,597/moMLS# 2154321

Beds

Baths

2,900

Sq Ft

2026

Built

2.5

Garage

Pool

About this home

Reflections

This Cleary is a 2,900 sqft, 2 story home with 4 bedrooms and 4.5 baths. The entry leads into the foyer and flex room. The gathering & dining rooms are both open to the kitchen with views of the covered lanai. A large downstairs master suite with elegant bath includes a wet suite and freestanding tub, has a large walk-in closet. Upstairs are 3 secondary bedrooms and a bonus room. HUGE unconditioned Walk-out storage area is conveniently located upstairs and the lanai has a grilling porch.

Cost to own

Mortgage calculator

Home Price

$863,750

Down Payment: 20%

$172,750

Interest Rate: 6.55%

Loan Term

Monthly Payment

$4,390

Principal & Interest: $4,390

Est. Taxes & Insurance: $1,098

Estimated Total Monthly

$5,488

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$4,597

Property taxesest. at asking price, St. Johns County$1,149

HOAbilled annually$70

Estimated total, before insurance$5,817/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,087/yr

Estimated taxes if purchased at asking price: ~$13,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 8, 2026Listed$863,750

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$863,750

Price / Sq Ft$298

Bedrooms4

Bathrooms4.50

Full Baths4

Half Baths1

Square Footage2,900

Acres0.17 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionTo Be Built

StatusPending

# of Garages2.5

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Direction FacesEast

School Information

ElementaryPine Island Academy

MiddlePine Island Academy

HighAllen D. Nease

Community Information

Address673 Caiden Drive, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionReflections

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Lot Size7,405.2 sq ft

Parcel Number0705040130

ZoningPUD

Amenities

AmenitiesPool, Children's Pool, Dog Park, Jogging Path, Management - Full Time, Management - Off Site, Park, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Available, Natural Gas Available, Sewer Available, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener, Off Street, On Street

ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Plumbed For Ice Maker, Tankless Water Heater

HeatingCentral

CoolingCentral Air, Multi Units, Zoned

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Lower Level, Washer Hookup

SecurityCarbon Monoxide Detector(s), Smoke Detector(s)