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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in WGV Turnberry, St. Augustine a home near Tocoi Creek High School.

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Active

Active·46 days on market·WGV Turnberry

1204 Paradise Pond Road

St. Augustine, FL 32092

$440,000$238/sqftEst. $2,260/moMLS# 2154151
3
Beds
2
Baths
1,850
Sq Ft
2003
Built
2
Garage
No
Pool

About this home

WGV Turnberry

NEW PRICE - EXCEPTIONAL VALUE IN WORLD GOLF VILLAGE! Welcome to this beautifully maintained 3BR/2BA home in the sought-after Turnberry neighborhood of World Golf Village! This open, light-filled floor plan features a dedicated office/formal living room, formal dining room, and an inviting family room with a fireplace. The stunning new custom kitchen boasts quartz countertops, a full quartz backsplash, stainless steel appliances, designer lighting, and plantation shutters throughout. The spacious primary suite offers separate his-and-her closets, while all bedrooms feature custom Closets by Design and new carpet. Enjoy the screened lanai with new patio pavers overlooking a beautifully landscaped, fully fenced backyard. Recent front landscaping with palm trees enhances the curb appeal. Just a short walk to the community pool and minutes from top-rated schools, shopping, dining, golf, beaches, and historic downtown St. Augustine.

Cost to own

Mortgage calculator

$440,000
$88,000
Loan Term
Monthly Payment
$2,260
Principal & Interest: $2,260
Property taxes (est.): $586
Insurance (est.): $293
Estimated Total Monthly
$3,139
*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$2,260
Property taxesest. at asking price, St. Johns County$585
HOAbilled quarterly$180
Estimated total, before insurance$3,025/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,647/yr · $387/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $114,200 in February 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2024$352,430$298,843
2023$346,898$288,683
2022$320,843$270,843
2021$222,629$139,664
2020$208,261$137,045

2025 property taxes (current owner): $4,647/yr

Estimated taxes if purchased at asking price: ~$7,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,786 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 21, 2026Price change$440,000$5,000
  • Aug 21, 2026Price change$445,000$10,000
  • Aug 17, 2026Price change$455,000$5,000
  • Aug 3, 2026Price change$460,000$5,000
  • Jul 20, 2026Price change$465,000$7,500
  • Jul 7, 2026Listed$472,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$440,000
Price / Sq Ft$238
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,850
Acres0.17 acres
Year Built2003
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address1204 Paradise Pond Road, St. Augustine, FL 32092
Area305-World Golf Village Area-Central
SubdivisionWgv Turnberry
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size7,405.2 sq ft
Parcel Number0282330990

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Dog Park, Fitness Center, Pickleball, Playground, Security, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Open Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryIn Unit
Security24 Hour Security, Smoke Detector(s)

Exterior

Patio / PorchPatio, Screened
FencingFenced, Back Yard, Vinyl
RoofShingle
ConstructionStucco
Road SurfaceAsphalt

Additional Information

Date ListedJuly 7, 2026
Days on Market45
HOA Fees$539 / Quarterly
HOA FrequencyQuarterly
HOA NameSaint Johns NW Residential Property Owners Assoc.
Tax Amount$4,646.86
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About WGV Turnberry

WGV Turnberry is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all WGV Turnberry homes for sale →

Listing Courtesy of: DAVIDSON REALTY, INC.

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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