Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Atlantic Beach — a gated community home in Jacksonville.

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Active

Active·238 days on market

1810 Sevilla Boulevard 202

Atlantic Beach, FL 32233

$369,900$285/sqftEst. $1,902/moMLS# 2097790

Beds

Baths

1,296

Sq Ft

1974

Built

—

Garage

Pool

About this home

Atlantic Beach

JUST COMPLETED A RENOVATION IN THE HIGHLY SOUGHT AFTER SEVILLA 55+ COMMUNITY. 2 Bedroom / 2 Bath 1296 sqft. Enjoy Ownership without the Work. Secure Gated Community with professionally maintained grounds and buildings. Amenities include a beautiful Pool and Spa, Fitness Center, Tennis Courts and Clubhouse and classes such as Yoga and Water Aerobics. Within minutes of the spectacular ocean beaches, restaurants and shopping with easy access to the Atlantic Beach Country Club two blocks away. Professionally Painted Walls and Rear Porch, Beautiful Wood Laminate Flooring, New Carpet in both Bedrooms, Freshly Painted Designer Kitchen Cabinets and New Appliances. Master Bathroom Walk-In Shower was installed with beauty and safety in mind. Steps away from the Laundry Room and Trash Disposal. Comes with reserved covered car parking space. Water Heater Replace Aug 2025. HVAC System was replaced in Aug 2020.

Cost to own

Mortgage calculator

Home Price

$369,900

Down Payment: 20%

$73,980

Interest Rate: 6.66%

Loan Term

Monthly Payment

$1,902

Principal & Interest: $1,902

Property taxes (est.): $604

Insurance (est.): $247

Estimated Total Monthly

$2,752

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$1,902

Property taxesest. at asking price, Duval County$604

HOAbilled monthly$733

Estimated total, before insurance$3,239/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$305,000	$20,000	—
2024	$309,500	$20,000	—
2023	$315,500	$20,000	—
2022	$266,500	$24,500	—
2021	$186,500	$24,500	—
2020	$186,500	$24,500	—

2024 property taxes (current owner): $428/yr

Estimated taxes if purchased at asking price: ~$7,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Tile — year not disclosed (home built 1974)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · FL0038776 - City of Atlantic Beach · Public water (record)

County records indicate this parcel on central sewer served by FL0038776 - City of Atlantic Beach — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,667 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jan 2, 2026Listed$369,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$369,900

Price / Sq Ft$285

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,296

Acres0.03 acres

Year Built1974

TypeResidential

Sub-TypeCondominium

StyleSpanish

Property ConditionUpdated/Remodeled

StatusActive

# of Carport Spaces1

Has PoolNo

Is WaterfrontNo

55+ CommunityYes

Community Information

Address1810 Sevilla Boulevard 202, Atlantic Beach, FL 32233

Area231-Atlantic Beach-North

SubdivisionSevilla

CityAtlantic Beach

CountyDuval

StateFL

Zip Code32233

Lot Size1,306.8 sq ft

Parcel Number1693990528

Amenities

AmenitiesPool, Cable TV, Car Wash Area, Clubhouse, Elevator(s), Fitness Center, Gated, Laundry, Maintenance Grounds, Management - Full Time, Management- On Site, Sauna, Security, Tennis Court(s), Trash

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Assigned, Carport, Covered, Off Street

ViewTrees/Woods