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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Murabella, St. Augustine — a waterfront home in St. Johns County.

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Active

Active·Listed today·Murabella

1804 S Cappero Drive

St. Augustine, FL 32092

$690,000$222/sqftEst. $3,777/moMLS# 2167788
4
Beds
2.5
Baths
3,113
Sq Ft
2012
Built
3
Garage
No
Pool

11 more homes for sale in Murabella →Search Murabella on the map

HOA $7/mo10,890 sqft lotWaterfrontSingle Family Residence2 stories

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Murabella

Step into refined comfort in this four-bedroom, 2.5-bath home in Murabella. Formal living and dining rooms offer inviting spaces for entertaining, while the chef-inspired kitchen features granite countertops, stainless steel appliances, a spacious eat-in bar, and a seamless connection to the light-filled family room. Relax on the screened porch and enjoy peaceful pond views. The main-level primary suite offers a private retreat, complete with a spa-inspired bath featuring a soaking tub and separate shower. Upstairs, a versatile loft and three generously sized bedrooms provide flexible space for family, guests, or a home office. Additional highlights include a three-car garage, abundant storage, and a dedicated laundry room. Murabella residents enjoy resort-style community amenities, with HOA fees of $80 per year. Conveniently located near shopping, dining, and top-rated schools, this home brings comfort, convenience, and an elevated lifestyle together.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$3,777
Property taxesest. at asking price, St. Johns County$918
HOAbilled annually$7
Estimated total, before insurance$4,702/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,206/yr · $850/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$690,000
$138,000
Loan Term
Monthly Payment
$3,777
Principal & Interest: $3,777
Property taxes (est.): $918
Insurance (est.): $460
Estimated Total Monthly
$5,155
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2012)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,755 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$492,823$492,823—
2024$515,360$515,360—
2023$499,819$499,819—
2022$468,488$193,526—
2021$308,523$186,433—
2020$285,123$183,169—

2025 property taxes (current owner): $10,206/yr

Estimated taxes if purchased at asking price: ~$11,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 4, 2026Listed$690,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$690,000
Price / Sq Ft$222
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage3,113
Acres0.25 acres
Year Built2012
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontYes

Community Information

Address1804 S Cappero Drive, St. Augustine, FL 32092
Area308-World Golf Village Area-SW
SubdivisionMurabella
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size10,890 sq ft
Parcel Number0286857390

Amenities

AmenitiesPool, Barbecue, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)
UtilitiesElectricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Kitchen Island, Pantry, Primary Bathroom - Tub with Shower, Primary Downstairs
AppliancesDishwasher, Electric Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Vinyl
# of Stories2
LevelsTwo
LaundryIn Unit, Lower Level

Exterior

Patio / PorchCovered, Screened
RoofShingle
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedOctober 4, 2026
Days on Market2
HOA Fees$80 / Annually
HOA FrequencyAnnually
Tax Amount$10,205.85
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ARTEMIS MANAGEMENT COMPANY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Murabella

Murabella is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32092.

View all Murabella homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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