Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Murabella, St. Augustine — a waterfront home in St. Johns County.

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Active

Active·Listed today·Murabella

655 Porta Rosa Circle

St. Augustine, FL 32092

$595,000$203/sqftEst. $3,056/moMLS# 2161546

Beds

Baths

2,931

Sq Ft

2007

Built

Garage

Pool

About this home

Murabella

655 Porta Rosa is a must-see! Situated on a large, private lot with beautiful water views, this well-maintained home offers an ideal blend of comfort, natural light, and effortless indoor-outdoor living. Inside, soaring ceilings and abundant natural light complement the beautiful wood floors throughout the main living spaces. The first floor features a spacious great room, formal dining room, and private office. The well-appointed kitchen offers a large island and generous walk-in pantry, perfect for everyday living and entertaining. Step outside to the covered, pavered patio and enjoy peaceful water views--an inviting space for relaxing or entertaining. The spacious primary suite features a large walk-in closet and dressing area, along with a luxurious bath complete with a garden tub. Upstairs, you'll find three additional bedrooms and two full bathrooms, providing plenty of space for family and guests. Additional features include a large two-car garage and pavered driveway

Cost to own

Mortgage calculator

Home Price

$595,000

Down Payment: 20%

$119,000

Interest Rate: 6.65%

Loan Term

Monthly Payment

$3,056

Principal & Interest: $3,056

Property taxes (est.): $792

Insurance (est.): $397

Estimated Total Monthly

$4,244

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$3,056

Property taxesest. at asking price, St. Johns County$792

HOAbilled annually$6

Estimated total, before insurance$3,854/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,135/yr · $511/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,135/yr

Estimated taxes if purchased at asking price: ~$9,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

Aug 24, 2026Listed$595,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$595,000

Price / Sq Ft$203

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage2,931

Acres0.22 acres

Year Built2007

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

Community Information

Address655 Porta Rosa Circle, St. Augustine, FL 32092

Area308-World Golf Village Area-SW

SubdivisionMurabella

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size9,583.2 sq ft

Parcel Number0286854880

Amenities

UtilitiesCable Connected

Water SourcePublic

ParkingAttached, Garage

ViewLake

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)

AppliancesElectric Cooktop, Electric Oven, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air

FireplaceYes

# of Fireplaces1

# of Stories2