This home is in Silver Falls, St. Augustine — a new construction home in St. Johns County.
Active·3 days on market·Silver Falls
86 Ludington Parkway
St. Augustine, FL 32092
37 more homes for sale in Silver Falls →Search Silver Falls on the map
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 333-8595 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Silver Falls
Under Construction: November 2026! Welcome to this stunning Vail floor plan from Lennar! This thoughtfully designed two-story home offers a versatile layout with a main level bedroom conveniently located near a full bathroom ideal for guests, a home office, or flexible living needs. The open concept main living area seamlessly connects the kitchen, dining, and living spaces, with direct access to the outdoor lanai for easy indoor-outdoor living and entertaining. Upstairs, four additional bedrooms provide plenty of space for family and guests. The spacious owner's suite features a private in suite bath with split vanities, while a nearby loft creates an ideal setting for a media area, playroom, or additional gathering space. With a flexible floor plan and inviting indoor-outdoor design, this home offers comfort and functionality across both levels. (Conditions may apply)
Next steps in Silver Falls
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $90,000 | $90,000 | — |
2025 property taxes (current owner): $1,212/yr
Estimated taxes if purchased at asking price: ~$8,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 1, 2026Listed$526,990
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: LENNAR REALTY INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Silver Falls
Silver Falls is a neighborhood in SilverLeaf, FL (St. Johns County), ZIP 32092.
View all Silver Falls homes for sale →Keep looking
More homes in Silver Falls
Pending40 Good Harbor PlaceSt. Augustine, FL 32092
4 bd · 3.5 ba · 2,663 sq ft
$547,490Est. $2,914/moUnder Construction: Ready November 2026! Introducing the Sierra Bonus floor plan by Lennar Homes, offering 4…
Listing Office: lennar realty inc
For Sale102 Grand Traverse CircleSt. Augustine, FL 32092
4 bd · 3 ba · 2,463 sq ft
$562,990Est. $2,996/mo***MOVE IN READY - BRAND NEW HOME*** Introducing the Abaco floor plan by Lennar Homes, offering 4 bedrooms, 3…
Listing Office: lennar realty inc
Pending91 Grand Traverse CircleSt. Augustine, FL 32092
4 bd · 3.5 ba · 2,663 sq ft
$567,490Est. $3,020/moUnder Construction: Ready September 2026! NO CDD FEES! This neighborhood is truly one-of-a-kind! Introducing the…
Listing Office: lennar realty inc
Pending181 Sutton Bay CausewaySt. Augustine, FL 32092
4 bd · 3 ba · 3,152 sq ft
$574,990Est. $3,060/moUnder Construction: Ready December 2026! Introducing the Abaco floor plan by Lennar Homes, offering 4 bedrooms, 3…
Listing Office: lennar realty inc
Keep looking
Similar homes in St. Augustine
Explore the area
More in Silver Falls
Silver Falls guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines