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This home is in Il Villagio, Jacksonville — a waterfront home in Jacksonville.

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Active Under Contract

Active Under Contract·42 days on market·Il Villagio

9745 Touchton Road 1529

Jacksonville, FL 32246

$190,000$164/sqftEst. $969/moMLS# 2152069

Beds

Baths

1,159

Sq Ft

2005

Built

—

Garage

Pool

About this home

Il Villagio

Water views set the tone for this move-in-ready 2-bedroom en suite, 2.5-bath condo in the guard-gated community of Il Villagio. Enjoy the peaceful setting from your private screened balcony--an ideal spot for morning coffee, studying or unwinding at the end of the day. Resort style amenities, close to UNF, shopping and much more. Call today for a private showing. Enjoy the peaceful setting from your private screened balcony--an ideal spot for morning coffee, studying or unwinding at the end of the day. Inside, the bright, open layout features comfortable living and dining areas, luxury vinyl plank flooring throughout and no carpet. The kitchen offers abundant cabinetry, stainless steel appliances, a state-of-the-art refrigerator and a breakfast bar that opens to the main living area, making everyday living and entertaining easy. Upstairs, both en suite bedrooms provide privacy and comfort, while the newer washer and dryer are conveniently located on the second floor. Il Villagio is

Cost to own

Mortgage calculator

Home Price

$190,000

Down Payment: 20%

$38,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$969

Principal & Interest: $969

Property taxes (est.): $310

Insurance (est.): $127

Estimated Total Monthly

$1,406

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$969

Property taxesest. at asking price, Duval County$310

HOAbilled monthly$410

Estimated total, before insurance$1,689/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,087/yr · $341/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$193,000	$183,012	—
2024	$193,000	$166,375	—
2023	$193,000	$151,250	—
2022	$166,000	$137,500	—
2021	$125,000	$125,000	—
2020	$125,000	$125,000	—

2025 property taxes (current owner): $4,087/yr

Estimated taxes if purchased at asking price: ~$3,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Tile — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,772 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 4, 2026Active Under Contract$190,000
Jun 24, 2026Listed$190,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$190,000

Price / Sq Ft$164

Bedrooms2

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,159

Year Built2005

TypeResidential

Sub-TypeCondominium

StyleOther

StatusActive Under Contract

Has PoolNo

Is WaterfrontYes

Community Information

Address9745 Touchton Road 1529, Jacksonville, FL 32246

Area023-Southside-East Of Southside Blvd

SubdivisionIl Villagio

CityJacksonville

CountyDuval

StateFL

Zip Code32246

Parcel Number1460365630

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Car Wash Area, Gated, Security, Tennis Court(s)

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Assigned, Guest, Off Street

ViewPond

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s)

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, ENERGY STAR Qualified Refrigerator, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringWood

# of Stories2

LevelsOne

LaundryIn Unit, Upper Level

Security24 Hour Security, Gated with Guard, Security Gate