This home is in River Oaks, Ponte Vedra Beach.
Active·4 days on market·River Oaks
105 Bent Oak Drive
Ponte Vedra Beach, FL 32082
4 more homes for sale in River Oaks →Search River Oaks on the map
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About this home
River Oaks
Architectural Modern Masterpiece in the Heart of Ponte Vedra Beach. 4 Bedrooms , 4.5 Bathrooms , TWO main floor kitchens, Cinema Room, Outdoor Living Oasis Built 2022. Extensively Renovated 2024 Step into a rare modern treasure inspired by the timeless architecture of Frank Lloyd Wright, blending sleek design with warm, livable spaces. This custom-built 4 bedroom, 4.5 bath home was completed in 2022 and then thoughtfully reimagined through a meticulous nine-month renovation in 2024 to elevate every finish, fixture, and detail. Architectural Elegance & Open Concept Living The home's striking open floor plan is anchored by a dramatic living room with a two-story open-air cutout and skylights, flooding the space with natural light and creating a visual connection to the entire second floor. Modern neutral tones are layered with rich textures to create a space that feels both sophisticated and inviting.
Next steps in River Oaks
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 2022)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,688 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Mickler's Landing Beachfront Parkabout 0.9 mi · 202 parking spaces
Closest park or preserve
Nocatee Preserveabout 3 mi · 2,378 acres
Closest public boat ramp
Palm Valley Public Landingabout 2 mi · Tolomato River
Closest kayak & paddleboard launch
Nocatee Trail Paddlecraft Launch at Palm Valley Bridgeabout 2 mi · Intracoastal Waterway
Closest youth league fields
Cornerstone Parkabout 1 mi · Baseball
Closest grocery store
Publixabout 0.8 mi · 3777 Palm Valley Rd, Ponte Vedra
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
South-facing backyard — the year-round light lot
The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:34 AM, sunset 6:45 PM.
- The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
- Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $18,525/yr
Estimated taxes if purchased at asking price: ~$62,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 20, 2026Price change$3,895,000−$100,000
- Oct 4, 2026Withdrawn$3,995,000
- Jul 12, 2026Listed$3,995,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $590/sq ft; this home is listed at $864/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1246 Neck Road, Ponte Vedra Beach, FL 32082Listed by RE/MAX SPECIALISTS | Sep 2026 | $2,500,000 | $590 | 5/4.5 | 4,236 | 0 | 0.1 |
| 112 Magnolia Hammock Drive, Ponte Vedra Beach, FL 32082Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | Sep 2026 | $1,450,000 | $382 | 5/4 | 3,795 | 7 | 0.1 |
| 137 River Marsh Drive, Ponte Vedra Beach, FL 32082Listed by DOUGLAS ELLIMAN FLORIDA | Jul 2026 | $2,570,602 | $567 | 4/3.5 | 4,536 | 25 | 0.6 |
| 104 Lost Beach Lane, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2026 | $2,225,000 | $646 | 6/6 | 3,443 | 116 | 0.8 |
| 281 Plantation Circle S, Ponte Vedra Beach, FL 32082Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Aug 2026 | $3,125,000 | $664 | 4/4.5 | 4,705 | 42 | 0.8 |
| 134 Muirfield Drive, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA COASTAL REALTY, INC. | Aug 2026 | $2,600,000 | $553 | 5/4.5 | 4,702 | 174 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: EPIQUE REALTY, INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About River Oaks
River Oaks is a neighborhood in Jacksonville, FL (St. Johns County), ZIP 32082.
View all River Oaks homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines
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