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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Antigua, St. Augustine — a home near St. Augustine High School.

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Active

Active·5 days on market·Antigua

125 Leeward Island Drive

St. Augustine, FL 32080

$449,000$216/sqftEst. $2,397/moMLS# 2165989
3
Beds
2.5
Baths
2,081
Sq Ft
2019
Built
2
Garage
No
Pool

4 more homes for sale in Antigua →Search Antigua on the map

FEMA Zone AEHOA $303/mo3,485 sqft lotTownhouse2 stories

About this home

Antigua

Experience refined coastal living in the highly sought-after Antigua community with this elegantly designed two-story townhome by Dream FindersHomes. Offering 2,081 square feet of beautifully curated space, this residence features 3 spacious bedrooms, 2.5 luxurious bathrooms, and aversatile open-concept layout that seamlessly blends comfort and style. Step inside to a light-filled main level where the heart of the home--asophisticated kitchen--impresses with stainless steel appliances, a large center island, sleek cabinetry, and expansive countertops. Perfectlysuited for both everyday living and entertaining, the kitchen flows effortlessly into the dining area and living room, which opens to a privatescreened lanai--ideal for enjoying Florida's indoor-outdoor lifestyle.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$2,397
Property taxesest. at asking price, St. Johns County$597
HOAbilled quarterly$303
Estimated total, before insurance$3,297/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,370/yr · $447/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$449,000
$89,800
Loan Term
Monthly Payment
$2,397
Principal & Interest: $2,397
Property taxes (est.): $598
Insurance (est.): $299
Estimated Total Monthly
$3,294
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,823 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,370/yr

Estimated taxes if purchased at asking price: ~$7,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 22, 2026Listed$449,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$449,000
Price / Sq Ft$216
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,081
Acres0.08 acres
Year Built2019
TypeResidential
Sub-TypeTownhouse
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address125 Leeward Island Drive, St. Augustine, FL 32080
Area323-Davis Shores
SubdivisionAntigua
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Lot Size3,484.8 sq ft
Lot Dimensions24X134X25X141
Parcel Number1612530052

Amenities

AmenitiesPool, Boat Launch, Clubhouse
Community FeaturesSidewalks
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Gas Range, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Vinyl
# of Stories2
LevelsTwo
LaundryIn Unit, Upper Level

Exterior

Lot DescriptionIrregular Lot
Patio / PorchRear Porch, Screened
RoofShingle
ConstructionFiber Cement, Frame

Additional Information

Date ListedSeptember 22, 2026
Days on Market0
HOA Fees$908 / Quarterly
HOA FrequencyQuarterly
Tax Amount$5,369.95
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Antigua

Antigua is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32080.

View all Antigua homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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