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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a home near St. Augustine High School.

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Sold

Sold·Closed Jun 2, 2026·260 days on market·Recent sales in St. Augustine

17203 Harbour Vista Circle

St. Augustine, FL 32080

$305,000sold priceListed at $285,000 · 107% of asking$201/sqftMLS# 2099678
2
Beds
2
Baths
1,521
Sq Ft
2000
Built
1
Garage
No
Pool
HOA $493/moCondominium2 stories

About this home

St. Augustine

A rare opportunity to own an END-UNIT condo w/ a designated parking space in a prime location on Anastasia Island!! The seller also owns a private garage & is willing to sell it to the buyer, creating a unique opportunity for added storage, convenience, & long-term value. The condo itself is bright & spacious, offering 2 bedrooms, 2 baths, and a versatile loft that works perfectly as an office, guest suite, or private retreat. Thoughtful upgrades include faux bamboo flooring, a spiral staircase leading to the loft, cordless blinds, and a Murphy bed system with built-in desk & storage. Step out to the refinished patio & enjoy serene preserve views, creating your own peaceful escape. Just minutes from the St. Augustine Amphitheatre, Anastasia State Park, beaches, & historic downtown, this condo combines location, flexibility, & opportunity. Don't miss your chance to own one of the most unique end-units available on Anastasia Island.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,689
Property taxesest. at asking price, St. Johns County$406
HOAbilled monthly$493
Estimated total, before insurance$2,589/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,406/yr · $117/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$305,000
$61,000
Loan Term
Monthly Payment
$1,689
Principal & Interest: $1,689
Property taxes (est.): $406
Insurance (est.): $203
Estimated Total Monthly
$2,299
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2000)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,818 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$210,000$64,272—
2024$270,500$61,753—
2023$279,000$58,498—
2022$200,000$55,338—
2021$169,500$52,270—
2020$150,000$50,858—

2024 property taxes (current owner): $1,406/yr

Estimated taxes if purchased at asking price: ~$4,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $221/sq ft; this home is listed at $187/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
19201 Harbour Vista Circle, St. Augustine, FL 32080Listed by EXP REALTY, LLCJul 2026$258,000$2242/21,153230
23213 Harbour Vista Circle, St. Augustine, FL 32080Listed by WATSON REALTY CORPJul 2026$250,000$1642/21,52100.1
35211 Harbour Vista Circle, St. Augustine, FL 32080Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEJul 2026$252,000$1743/21,451820.1
23211 Harbour Vista Circle, St. Augustine, FL 32080Listed by MAXREV, LLCJun 2026$245,000$1693/21,4511390.1
37207 Harbour Vista Circle, St. Augustine, FL 32080Listed by NEUMANN REAL ESTATE GROUPJun 2026$349,900$2373/21,479440.1
5 Rachel Court, St. Augustine, FL 32080Listed by FIV REALTY CO FLORIDA LLCSep 2026$321,500$2212/2.51,458360.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$285,000
Price / Sq Ft$187
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,521
Year Built2000
TypeResidential
Sub-TypeCondominium
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

School Information

Community Information

Address17203 Harbour Vista Circle, St. Augustine, FL 32080
Area331-St Augustine Beach
SubdivisionPreserve On Anastasia Island
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Parcel Number1622117203
ZoningCondominium

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Gated, Maintenance Grounds, Management - Full Time, Playground, RV/Boat Storage
UtilitiesElectricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Detached, Gated, Varies by Unit
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Open Floorplan, Primary Bathroom - Tub with Shower, Primary Downstairs, Walk-In Closet(s)
AppliancesDishwasher, Double Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate, Tile, Vinyl
# of Stories2
LevelsTwo
LaundryIn Unit
SecuritySecurity Gate, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony
Lot DescriptionWooded
Patio / PorchCovered, Porch, Rear Porch, Screened
RoofShingle
ConstructionBrick

Additional Information

Date ListedJuly 21, 2025
Days on Market260
HOA Fees$493.28 / Monthly
HOA FrequencyMonthly
Tax Amount$1,405.99
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 2, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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