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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Del Webb Wildlight, Yulee a gated community home on Amelia Island.

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Active

Active·Listed today·Del Webb Wildlight

676 Jubilee Circle

Yulee, FL 32097

$459,000$291/sqftEst. $2,431/moMLS# 2165932
3
Beds
2
Baths
1,575
Sq Ft
2022
Built
2
Garage
No
Pool
HOA $261/mo4,792 sqft lotSingle Family Residence1 story

About this home

Del Webb Wildlight

Discover an elevated take on 55+ living in Del Webb Wildlight, where thoughtful design meets the natural beauty of Northeast Florida. This beautifully upgraded Hallmark Garden Series home offers refined finishes, effortless indoor-outdoor living and a sense of tranquility that feels distinctly connected to its surroundings. The open-concept interior features 10' ceilings, 8' doors, luxury flooring, custom closet organization and distinctive hand-blown glass pendant lighting. The spacious primary suite creates a private retreat, while the thoughtfully enhanced laundry, garage and window treatments add everyday luxury. Outdoors, beautifully expanded landscaping, thoughtfully designed garden beds, French drains and an extended paver patio create a polished setting for relaxing or entertaining. Enjoy the unique Wildlight lifestyle, where miles of trails, parks, nature and gathering spaces meet the convenience of shops and dining—all just on the cusp of Amelia Island and its beautiful beach

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$2,431
Property taxesest. at asking price, Nassau County$634
HOAbilled monthly$261
Estimated total, before insurance$3,325/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,060/yr · $338/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$459,000
$91,800
Loan Term
Monthly Payment
$2,431
Principal & Interest: $2,431
Property taxes (est.): $634
Insurance (est.): $306
Estimated Total Monthly
$3,370
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$396,261$177,471 $712
2024$372,165$171,762
2023$357,528$165,303
2022$22,500$22,500

2025 property taxes (current owner): $4,060/yr

Estimated taxes if purchased at asking price: ~$7,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 22, 2026Listed$459,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$459,000
Price / Sq Ft$291
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,575
Acres0.11 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
55+ CommunityYes

Community Information

Address676 Jubilee Circle, Yulee, FL 32097
Area480-Nassau County-Yulee North
SubdivisionDel Webb Wildlight
CityYulee
CountyNassau
StateFL
Zip Code32097
Lot Size4,791.6 sq ft
Parcel Number503N27100400210000
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Park, Pickleball, Security, Spa/Hot Tub, Tennis Court(s)
Community FeaturesSidewalks, Gated, Curbs
UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener, On Street

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Water Heater, Gas Cooktop, Microwave, Tankless Water Heater
HeatingCentral
CoolingCentral Air
FlooringLaminate, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup
SecurityFire Alarm, Gated with Guard, Key Card Entry

Exterior

Patio / PorchPorch
RoofShingle
ConstructionComposition Siding, Frame
Road SurfaceAsphalt
Road FrontageState Road

Additional Information

Date ListedSeptember 22, 2026
Days on Market4
HOA Fees$261 / Monthly
HOA FrequencyMonthly
HOA NameWildlight Residential Association
HOA Fee IncludesMaintenance Grounds, Security, Trash
Tax Amount$4,060.46
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS ST JOHNS · cherya@cavanaughteamfl.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Del Webb Wildlight

Del Webb Wildlight is a neighborhood in Over 55 & Active Adult, FL (Nassau County), ZIP 32097.

View all Del Webb Wildlight homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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