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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Del Webb Wildlight, Yulee — a gated community home on Amelia Island.

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Active

$449,0003 bd · 2 ba · 1,575 sq ft

Active·45 days on market·Del Webb Wildlight

676 Jubilee Circle

Yulee, FL 32097

$449,000$285/sqftEst. $2,448/mo mortgageMLS# 2165932
↓ $10,000 below original list
3
Beds
2
Baths
1,575
Sq Ft
2022
Built
2
Garage
No
Pool

15 more homes for sale in Del Webb Wildlight →Search Del Webb Wildlight on the map

FEMA Zone XHOA $294/mo4,792 sqft lotSingle Family Residence1 story

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About this home

Del Webb Wildlight

Discover an elevated take on 55+ living in Del Webb Wildlight, where thoughtful design meets the natural beauty of Northeast Florida. This upgraded Hallmark Garden Series home offers refined finishes, effortless indoor-outdoor living and a sense of tranquility. The open-concept interior features luxury flooring, custom closet organization and distinctive hand-blown glass pendant lighting. The spacious primary suite creates a private retreat, while the thoughtfully enhanced laundry, garage and window treatments add everyday luxury. Outside find expanded landscaping, purposeful garden beds, French drains and an extended paver patio create a setting for relaxing or entertaining. Walk to the DW Clubhouse for a chef experience restaurant, social clubs, fitness, resort pool, pickle ball courts, garden beds and more! Enjoy the Wildlight lifestyle, miles of trails, parks and nature meet the convenience of shops and dining—all just on the cusp of Amelia Island and its beautiful beaches.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,448
Property taxesest. at asking price, Nassau County$620
HOAbilled monthly$294
Estimated total, before insurance$3,362/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,060/yr · $338/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$449,000
$89,800
Loan Term
Monthly Payment
$2,448
Principal & Interest: $2,448
Property taxes (est.): $620
Insurance (est.): $299
Estimated Total Monthly
$3,367
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$396,261$177,471▼ $712
2024$372,165$171,762—
2023$357,528$165,303—
2022$22,500$22,500—

2025 property taxes (current owner): $4,060/yr

Estimated taxes if purchased at asking price: ~$7,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 21, 2026Price change$449,000−$5,000
  • Sep 23, 2026Price change$454,000−$5,000
  • Sep 22, 2026Listed$459,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $227/sq ft; this home is listed at $285/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
460 Jubilee Circle, Yulee, FL 32097Listed by COWFORD REALTY & DESIGN LLCOct 2026$332,500$2162/21,542220.1
212 Ethereal Square, Yulee, FL 32097Listed by KELLER WILLIAMS ST JOHNSNov 2026$441,000$2362/21,8721640.2
481 Tranquil Trail Circle, Yulee, FL 32097Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Sep 2026$395,700$2502/21,5811270.2
436 Jubilee Circle, Yulee, FL 32097Listed by DOGWOOD REALTYAug 2026$295,000$1912/21,542710.2
693 Continuum Loop, Yulee, FL 32097Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Aug 2026$393,000$2272/21,7281510.2
293 Continuum Loop, Yulee, FL 32097Listed by DJ & LINDSEY REAL ESTATESep 2026$418,000$2222/21,8861540.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$449,000
Price / Sq Ft$285
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,575
Acres0.11 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
55+ CommunityYes

School Information

County schoolsNassau County Schools
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address676 Jubilee Circle, Yulee, FL 32097
Area480-Nassau County-Yulee North
SubdivisionDel Webb Wildlight
CityYulee
CountyNassau
StateFL
Zip Code32097
Lot Size4,791.6 sq ft
Parcel Number503N27100400210000
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Park, Pickleball, Security, Spa/Hot Tub, Tennis Court(s)
Community FeaturesSidewalks, Gated, Curbs
UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener, On Street

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Water Heater, Gas Cooktop, Microwave, Tankless Water Heater
HeatingCentral
CoolingCentral Air
FlooringLaminate, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup
SecurityFire Alarm, Gated with Guard, Key Card Entry

Exterior

Patio / PorchPorch
RoofShingle
ConstructionComposition Siding, Frame
Road SurfaceAsphalt
Road FrontageState Road

Additional Information

Date ListedSeptember 22, 2026
Days on Market45
HOA Fees$294 / Monthly
HOA FrequencyMonthly
HOA NameWildlight Residential Association
HOA Fee IncludesMaintenance Grounds, Security, Trash
Tax Amount$4,060.46
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS ST JOHNS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Del Webb Wildlight

Del Webb Wildlight is a neighborhood in Yulee, FL (Nassau County), ZIP 32097.

View all Del Webb Wildlight homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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