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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Del Webb Wildlight, Yulee — a gated community home on Amelia Island.

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Active

Active·75 days on market·Del Webb Wildlight

647 Bearing Point Lane

Yulee, FL 32097

$439,000$278/sqftEst. $2,432/moMLS# 2158013
↓ $8,000 below original list
2
Beds
2
Baths
1,581
Sq Ft
2026
Built
2
Garage
No
Pool

16 more homes for sale in Del Webb Wildlight →Search Del Webb Wildlight on the map

FEMA Zone XHOA $294/moWaterfrontSingle Family Residence1 storyNew construction

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Del Webb Wildlight

Enjoy peaceful water views from this thoughtfully designed Hallmark floor plan, showcasing a charming Coastal-style exterior. Offering 2 bedrooms, 2 bathrooms, a 2-car garage with a garage extension, and an open-concept layout, this home features luxury vinyl plank flooring throughout the main living areas. The gourmet kitchen is appointed with 42-inch white upper cabinets, quartz countertops, and a crisp white tile backsplash for a bright, timeless look. The living space extends effortlessly outdoors through pocket sliding glass doors, creating a seamless connection between indoor and outdoor areas. Additional highlights include a smart home package, 8-foot interior doors, ORB-finished hardware, a pre-plumb for a water softener, and a gas line stub for added convenience. Beyond the home, residents can enjoy an impressive collection of resort-style amenities, including a clubhouse, on-site restaurant, swimming pool, pickleball courts, and more.

Next steps in Del Webb Wildlight

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,432
Property taxesest. at asking price, Nassau County$606
HOAbilled monthly$294
Estimated total, before insurance$3,332/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$439,000
$87,800
Loan Term
Monthly Payment
$2,432
Principal & Interest: $2,432
Property taxes (est.): $606
Insurance (est.): $293
Estimated Total Monthly
$3,330
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Oct 14, 2026Price change$439,000−$4,000
  • Sep 24, 2026Price change$443,000−$1,000
  • Sep 18, 2026Price change$444,000−$3,000
  • Jul 31, 2026Listed$447,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $250/sq ft; this home is listed at $278/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
293 Continuum Loop, Yulee, FL 32097Listed by DJ & LINDSEY REAL ESTATESep 2026$418,000$2222/21,8861540.1
515 Goodwill Court, Yulee, FL 32097Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Sep 2026$429,000$2712/21,5811250.1
693 Continuum Loop, Yulee, FL 32097Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Aug 2026$393,000$2272/21,7281510.1
481 Tranquil Trail Circle, Yulee, FL 32097Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Sep 2026$395,700$2502/21,5811270.2
614 Ecliptic Loop, Yulee, FL 32097Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Aug 2026$377,000$2682/21,405130.3
460 Jubilee Circle, Yulee, FL 32097Listed by COWFORD REALTY & DESIGN LLCOct 2026$332,500$2162/21,542220.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$439,000
Price / Sq Ft$278
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,581
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleOther
Property ConditionUnder Construction
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes
55+ CommunityYes
New ConstructionYes

Community Information

Address647 Bearing Point Lane, Yulee, FL 32097
Area480-Nassau County-Yulee North
SubdivisionDel Webb Wildlight
CityYulee
CountyNassau
StateFL
Zip Code32097
Parcel Number503N27100403370000
ZoningResidential

Amenities

AmenitiesPool, Other, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Management - Full Time, Park, Pickleball, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewPond
Waterfront TypePond

Interior

Interior FeaturesEat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Home, Walk-In Closet(s), Other
AppliancesOther, Dishwasher, Gas Range, Microwave
HeatingElectric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Sink, Washer Hookup
SecurityGated with Guard

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Rear Porch
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 31, 2026
Days on Market75
HOA Fees$294 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesOther
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionYes

Listing Courtesy of: PULTE REALTY OF NORTH FLORIDA, LLC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Del Webb Wildlight

Del Webb Wildlight is a neighborhood in Yulee, FL (Nassau County), ZIP 32097.

View all Del Webb Wildlight homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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