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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Yulee — a home near Yulee High School.

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Sold

$405,000Sold4 bd · 2 ba · 2,026 sq ft

Sold·Closed Nov 10, 2026·23 days on market·Recent sales in Yulee

86429 Riverwood Drive

Yulee, FL 32097

$405,000sold priceListed at $415,000 · 97.6% of asking$200/sqftMLS# 2165403
4
Beds
2
Baths
2,026
Sq Ft
2003
Built
2
Garage
No
Pool
FEMA Zone XHOA $20/mo16,117 sqft lotSingle Family Residence1 story

About this home

Yulee

Welcome home to this beautifully maintained 4-bedroom, 2-bath home filled with thoughtful upgrades and inviting spaces inside and out! Step inside to LVP flooring throughout and a spacious front room offering the perfect setting for a formal dining area with additional space for a cozy sitting area. The updated kitchen features resurfaced soft-close cabinetry, quartz countertops, a breakfast nook, and breakfast bar overlooking the main living area--ideal for everyday living and entertaining. Retreat to the spacious primary suite featuring a walk-in closet and updated bath complete with a double vanity, ADA-accessible tub, and separate walk-in shower. Outside, enjoy your own private retreat with a screened and covered patio featuring a Jacuzzi, all overlooking a beautifully maintained, fully fenced backyard with peaceful preserve views. A double gate provides convenient access for RV or boat parking.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.18% · 30yr$2,195
Property taxesest. at asking price, Nassau County$542
HOAbilled annually$20
Estimated total, before insurance$2,757/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,019/yr · $168/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0116793 - Nassau Regional WWTF · Public water · JEA

County records show this parcel on central sewer served by FL0116793 - Nassau Regional WWTF — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,595 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2026$341,162$125,088—

2025 property taxes (current owner): $2,019/yr

Estimated taxes if purchased at asking price: ~$6,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 320 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Nov 10, 2026Closed$415,000
  • Oct 27, 2026Pending$415,000
  • Oct 11, 2026Active Under Contract$415,000
  • Sep 18, 2026Listed$415,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $237/sq ft; this home is listed at $200/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
86408 Eastport Drive, Fernandina Beach, FL 32034Listed by IRON VALLEY REAL ESTATE NORTH FLORIDAAug 2026$549,750$2413/2.52,281390.7
85456 Miner Road, Yulee, FL 32097Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$526,000$3133/21,68050.8
86299 Evergreen Place, Yulee, FL 32097Listed by IRON VALLEY REAL ESTATE NORTH FLORIDAAug 2026$440,000$1844/32,388180.9
85147 Renia Street, Yulee, FL 32097Listed by PALM III REALTY AND PROPERTY MOct 2026$224,900$1044/22,16461.1
85417 Sandy Ridge Loop 0084, Yulee, FL 32097Listed by MONOGRAM REALTY INCSep 2026$467,500$2154/22,1712871.1
86107 Remsenburg Drive, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICESSep 2026$527,500$2375/32,223441.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$415,000
Price / Sq Ft$205
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,026
Acres0.37 acres
Year Built2003
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryYulee
MiddleYulee
HighYulee

Community Information

Address86429 Riverwood Drive, Yulee, FL 32097
Area472-Oneil/Nassaville/Holly Point
SubdivisionMeadowfield
CityYulee
CountyNassau
StateFL
Zip Code32097
Lot Size16,117.2 sq ft
Parcel Number382N27133200780000
ZoningPUD

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingElectric Vehicle Charging Station(s), Garage, Garage Door Opener
ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingHeat Pump
CoolingCentral Air
# of Stories1
LevelsOne
SecuritySmoke Detector(s)
Spa FeaturesHeated, Private

Exterior

Patio / PorchCovered, Patio, Screened
FencingFull, Privacy
RoofShingle

Additional Information

Date ListedSeptember 18, 2026
Days on Market23
HOA Fees$235 / Annually
HOA FrequencyAnnually
Tax Amount$2,018.9
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

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