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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Miramar, Jacksonville.

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Active

$924,9004 bd · 4.5 ba · 3,360 sq ft

Active·49 days on market·Miramar

4260 Great Oaks Lane

Jacksonville, FL 32207

$924,900$275/sqftEst. $5,043/mo mortgageMLS# 2165338
↓ $24,100 below original list
4
Beds
4.5
Baths
3,360
Sq Ft
1950
Built
—
Garage
No
Pool

4 more homes for sale in Miramar →Search Miramar on the map

FEMA Zone XNo HOA10,890 sqft lotSingle Family Residence2 stories

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Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Miramar

Welcome to The Oak, a beautifully expanded 4-bedroom, 4.5-bath Miramar home offering exceptional flexibility for multigenerational living. The newly added second floor feels like its own private quarters, featuring an oversized primary bedroom with ensuite bath, separate office, den, additional full bath and brand-new laundry room—ideal for extended family, an older teen or college student, or long-term guests. Downstairs, a brand-new primary suite with spa-like bath joins two additional bedrooms and baths, allowing multiple generations to live comfortably under one roof. A second laundry room can double as a pantry or mudroom, while the gracious parlor and large family room with wood-burning fireplace provide plenty of space to come together. Located on a cul-de-sac street with no through traffic, The Oak is a home designed to evolve with the people who live there. Made for gathering. Built for belonging.

Next steps in Miramar

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$5,043
Property taxesest. at asking price, Duval County$1,514
Estimated total, before insurance$6,557/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,061/yr · $505/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$924,900
$184,980
Loan Term
Monthly Payment
$5,043
Principal & Interest: $5,043
Property taxes (est.): $1,514
Insurance (est.): $617
Estimated Total Monthly
$7,173
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 1950)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Public water (record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,640 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2026$541,771$320,016▼ $23,963

2025 property taxes (current owner): $6,061/yr

Estimated taxes if purchased at asking price: ~$18,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Nov 2, 2026Active$924,900
  • Oct 24, 2026Active Under Contract$924,900
  • Oct 19, 2026Price change$924,900−$24,100
  • Sep 24, 2026Active$949,000
  • Sep 17, 2026Listed$949,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $400/sq ft; this home is listed at $275/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
915 Old Grove Manor, Jacksonville, FL 32207Listed by MILLER & COMPANY REAL ESTATEJul 2026$757,000$2624/32,892700.2
4004 San Jose Boulevard, Jacksonville, FL 32207Listed by RE/MAX SPECIALISTSOct 2026$1,400,000$4043/2.53,465750.3
4155 London Road, Jacksonville, FL 32207Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDESep 2026$575,000$2443/32,3551690.3
1204 Morvenwood Road, Jacksonville, FL 32207Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$975,000$3474/32,81120.5
3855 San Jose Boulevard, Jacksonville, FL 32207Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$1,525,000$4983/23,063240.5
1324 Morvenwood Road, Jacksonville, FL 32207Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$1,123,000$4004/32,810710.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$924,900
Price / Sq Ft$275
Bedrooms4
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage3,360
Acres0.25 acres
Year Built1950
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryHendricks Avenue

Community Information

Address4260 Great Oaks Lane, Jacksonville, FL 32207
Area011-San Marco
SubdivisionMiramar
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size10,890 sq ft
Parcel Number0994980000
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingCarport, Off Street

Interior

Interior FeaturesBreakfast Bar, In-Law Floorplan, Pantry
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo

Exterior

Patio / PorchFront Porch
RoofShingle
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 24, 2026
Days on Market49
Tax Amount$6,061.27
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Miramar

Miramar is a neighborhood in Jacksonville, FL (Duval County), ZIP 32207.

View all Miramar homes for sale →
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