Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Miramar, Jacksonville.

No photos available

This listing has no photos yet

Active

Active·Listed today·Miramar

1036 Inwood Terrace

Jacksonville, FL 32207

$490,000$354/sqftEst. $2,545/moMLS# 2163850
3
Beds
2
Baths
1,384
Sq Ft
1936
Built
1
Garage
No
Pool

About this home

Miramar

Rare opportunity to live on one of Jacksonville's best kept secrets! 1036 Inwood Terrace sits on an exclusive street featuring its own private riverfront park, perfect for launching kayaks or spotting dolphins at sunset.This move-in-ready home features 3 bedrooms, 2 bathrooms, and a 1-car garage, highlighted by a brand-new, beautiful primary en-suite bathroom. Inside, the open floor plan flows seamlessly, drawing you toward a spectacular outdoor layout. The fully fenced backyard has been transformed into a low-maintenance paradise, featuring brand-new turf and a spacious wood deck, all shaded by a stunning, majestic Live Oak tree.Best of all, the big-ticket maintenance is already done for you with a new roof (2020), a new HVAC system (2021), and a new dishwasher (2022).

Cost to own

Mortgage calculator

$490,000
$98,000
Loan Term
Monthly Payment
$2,545
Principal & Interest: $2,545
Property taxes (est.): $800
Insurance (est.): $327
Estimated Total Monthly
$3,672
*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$2,545
Property taxesest. at asking price, Duval County$800
Estimated total, before insurance$3,345/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,178/yr · $598/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,178/yr

Estimated taxes if purchased at asking price: ~$9,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — 2020 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,445 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 12, 2026Active$490,000
  • Sep 8, 2026Listed$490,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$490,000
Price / Sq Ft$354
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,384
Acres0.11 acres
Year Built1936
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address1036 Inwood Terrace, Jacksonville, FL 32207
Area011-San Marco
SubdivisionMiramar
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size4,791.6 sq ft
Parcel Number0701770000

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingDetached, Garage, Off Street

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Electric Oven, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
# of Stories1
LevelsOne
LaundryIn Garage

Exterior

Lot DescriptionFew Trees
Patio / PorchDeck, Front Porch
FencingBack Yard
RoofShingle

Additional Information

Date ListedSeptember 12, 2026
Days on Market0
Tax Amount$7,178.4
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Miramar

Miramar is a neighborhood in Jacksonville, FL (Duval County), ZIP 32207.

View all Miramar homes for sale →

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines