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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Miramar, Jacksonville.

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Active

Active·48 days on market·Miramar

4405 San Jose Boulevard

Jacksonville, FL 32207

$499,900$286/sqftEst. $2,769/moMLS# 2160852
3
Beds
2
Baths
1,750
Sq Ft
1946
Built
1
Garage
No
Pool

6 more homes for sale in Miramar →Search Miramar on the map

FEMA Zone XNo HOA8,712 sqft lotSingle Family Residence1 story

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About this home

Miramar

Classic San Marco charm meets flexible living in this inviting 3 bedroom, 2 bath brick home. Beautiful hardwood floors, a welcoming living room with wood-burning fireplace, and a comfortable floor plan create a warm setting with timeless appeal. A detached bonus room adds valuable versatility, perfect for a home office, studio, gym, playroom, guest space, or creative retreat. The attached one-car garage provides convenient parking and storage, while the established lot offers space to enjoy the outdoors. Ideally located on San Jose Boulevard near the best of San Marco, with easy access to neighborhood restaurants, shops, parks, Downtown Jacksonville, and major roadways. Whether you're looking for a home with character, additional flex space, or an opportunity to make a classic property your own, 4405 San Jose Blvd offers exceptional potential in one of Jacksonville's most desirable locations.

Next steps in Miramar

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,769
Property taxesest. at asking price, Duval County$816
Estimated total, before insurance$3,585/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,893/yr · $491/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$499,900
$99,980
Loan Term
Monthly Payment
$2,769
Principal & Interest: $2,769
Property taxes (est.): $816
Insurance (est.): $333
Estimated Total Monthly
$3,918
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 1946)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,568 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

Northeast-facing backyard — summer sunrises, all-day cool

The listing reports the home facing southwest, which puts the backyard on the northeast side. Today at this address: sunrise 7:31 AM, sunset 6:53 PM.

  • The rear catches early summer sun (the sun rises almost straight into this exposure in June), then stays comfortable and shaded through the heat of the day.
  • The coolest diagonal for a lanai.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,893/yr

Estimated taxes if purchased at asking price: ~$9,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 10, 2026Active$499,900
  • Sep 5, 2026Active Under Contract$499,900
  • Aug 31, 2026Listed$499,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $242/sq ft; this home is listed at $286/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1275 Monterey Street, Jacksonville, FL 32207Listed by COWFORD REALTY & DESIGN LLCOct 2026$530,000$3303/21,606420.2
4121 Birmingham Road, Jacksonville, FL 32207Listed by PURSUIT REAL ESTATE, LLCAug 2026$255,000$2063/11,240580.3
1122 Miramar Avenue, Jacksonville, FL 32207Listed by RE/MAX SPECIALISTSSep 2026$332,500$2423/21,37420.4
1117 Peachtree Street, Jacksonville, FL 32207Listed by WATSON REALTY CORPSep 2026$350,000$2692/11,302290.4
4504 Peachtree Circle E, Jacksonville, FL 32207Listed by RE/MAX SPECIALISTSAug 2026$440,000$2333/21,88870.5
5206 Tulane Avenue, Jacksonville, FL 32207Listed by WATSON REALTY CORPOct 2026$352,500$2254/21,56960.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$499,900
Price / Sq Ft$286
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,750
Total Structure Area2,097 sq ft
Acres0.20 acres
Year Built1946
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo
Direction FacesSouthwest

School Information

ElementaryHendricks Avenue
MiddleAlfred Dupont
HighTerry Parker

Community Information

Address4405 San Jose Boulevard, Jacksonville, FL 32207
Area011-San Marco
SubdivisionMiramar
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size8,712 sq ft
Parcel Number0998250000
ZoningSingle Family

Amenities

Community FeaturesSidewalks
UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingCircular Driveway

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Shower No Tub
AppliancesDryer, Electric Range, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryIn Unit, Sink

Exterior

Patio / PorchDeck
FencingBack Yard, Wood
RoofShingle
ConstructionBrick
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedAugust 31, 2026
Days on Market46
Tax Amount$5,893.16
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Miramar

Miramar is a neighborhood in Jacksonville, FL (Duval County), ZIP 32207.

View all Miramar homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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